Sold
3020/3024 Bay City Road, Midland, MI 48642
Sold on 05/15/2026 for$122,500
MLS # 50199364 (MiRealSource)
Built 19360.33 acres
1 / 11
Listing Description
Opportunity meets versatility in this one-of-a-kind property! This distinctive home offers 3 bedrooms and 1 full bath, paired with an attached commercial space complete with a convenient half bath, perfect for a business owner, entrepreneur, or savvy investor. The residential side features a durable steel roof, while the commercial space is topped with a rubber roof replaced just 3 years ago, offering added peace of mind. Whether you’re looking to live and work in one location, create rental income, or establish an office or studio space, this property delivers flexibility and potential you won’t find every day. A rare setup with endless possibilities. Bring your vision and make it your own!
Source: SparkMLS
About this home
Located in Midland in Midland, this property offers 1-bath, with original construction dating to 1936.
This home sold for $122,500.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.
Listing Property Details
Property TypeMulti Family
Bathrooms1
Lot Size0.33 acres
Year Built1936
Location
CityMidland
MunicipalityMidland
Zip Code48642
CountyMidland
Construction & Systems
ConstructionBlock
HeatingForced Air
Sale & Financing
Listed2/12/2026
Sold Date5/14/2026
Original Price$160,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Bryan Gardner
Modern Realty
Frequently Asked Questions about 3020/3024 Bay City Road, Midland, MI 48642
What financing options are available for 3020/3024 Bay City Road, Midland, MI 48642?
Per MLS# 50199364, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3020/3024 Bay City Road, Midland, MI 48642 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 3020/3024 Bay City Road, Midland, MI 48642 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3020/3024 Bay City Road, Midland, MI 48642. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3020/3024 Bay City Road, Midland, MI 48642?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Midland police department or the Midland County sheriff's office.
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Monthly payment$908
Principal & interest$908
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3020/3024 Bay City Road, Midland, MI 48642
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Municipality
Midland
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