Sold
304 Cottage, Sturgis, MI 49091
Sold on 02/23/2026 for$200,000
MLS # 25053156 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 19500.39 acres
1 / 24
Listing Description
Gorgeous almost maintenance free Duplex, located in a desirable area in the city of Sturgis. This Duplex has so many features including spacious yard, brick and vinyl exterior, concrete large driveway, 2-car detached garage (Very nice), on side for each unit. FULL basements under each unit. Clean/updated interior's. each unit has 2 bedrooms and 1 bath. Check out the SEV, this one is priced to sell! Very nice Duplex, great investment opportunity. Set up you r personal viewing today.
Source: SparkMLS
About this home
Closed at $200,000.
Annual property taxes run approximately $4,446 ($371/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers. Electric service is provided by City of Sturgis; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.39 acres
Year Built1950
Location
CitySturgis
MunicipalitySturgis City
Zip Code49091
CountySt. Joseph
School DistrictSturgis
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementFull
HeatingHot Water
SewerPublic Sewer
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Electricity Connected, Cable Connected, Storm Sewer
Sale & Financing
Listed10/14/2025
Sold Date2/22/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,446
Tax Year2025
Assessed Value$122,000
Parcel #7505238000300
Source: SparkMLS
Legal Description
LOTS 3 & 4 KENNSINGTON HEIGHTS ADD. CITY OF STURGIS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David C Clark
RE/MAX Elite Group
Frequently Asked Questions about 304 Cottage, Sturgis, MI 49091
What school district is 304 Cottage, Sturgis, MI 49091 in?
Per MLS# 25053156, this property is served by Sturgis. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25053156, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25053156, the most recent reported annual property tax for 304 Cottage, Sturgis, MI 49091 is $4,446 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 304 Cottage, Sturgis, MI 49091 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 304 Cottage, Sturgis, MI 49091 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 304 Cottage, Sturgis, MI 49091?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Sturgis. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sturgis City police department or the St. Joseph County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,518
Principal & interest$1,518
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessFixed WirelessSatellite
10 providers at this address
FrontierFiber
5 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsLakeland InternetFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Sturgis
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
304 Cottage, Sturgis, MI 49091
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Municipality
Sturgis
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