For Sale
305 E Main Street, Homer, MI 49245
$249,900
MLS # 26031674 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,824 sqftBuilt 19010.21 acres
1 / 27
Listing Description
Step into timeless character and classic craftsmanship with this beautiful two-story home in the welcoming Mayberry-style community of Homer. Built in 1901, this 3-bedroom, 3-bath home showcases the unique architectural details and charm that simply can't be replicated in newer construction. From its inviting spaces to the distinctive touches that define homes of this era, you'll appreciate the warmth, character, and sense of history throughout. A new furnace provides modern comfort and peace of mind, blending today's conveniences with yesterday's enduring quality. Located in a friendly small-town setting, this home offers the perfect opportunity to enjoy classic living with room to make it your own. If you've been searching for a home with personality, charm, and timeless appeal, this Homer gem is ready to welcome you home.
Source: SparkMLS
About this home
Located in Homer Township in Homer, this property offers 3-bedroom, 3-bath, 1,824 sq ft, with original construction dating to 1901.
Asking $249,900 (about $137/sq ft).
Property tax estimate: $2,083 per year ($174/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,824 sqft
Lot Size0.21 acres
Year Built1901
Stories2
Location
CityHomer
MunicipalityHomer Vllg
Zip Code49245
CountyCalhoun
School DistrictHomer
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementCrawl Space, Michigan Basement
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s)
Sale & Financing
Listed6/26/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,083
Tax Year2025
Assessed Value$78,500
Parcel #43-120-243-00
Source: SparkMLS
Legal Description
ORIGINAL PLAT LOT 568 & W 3 FT OF LOT 569.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tammy L Dykema-Halloran
Five Star Real Estate
Frequently Asked Questions about 305 E Main Street, Homer, MI 49245
What school district is 305 E Main Street, Homer, MI 49245 in?
Per MLS# 26031674, this property is served by Homer. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26031674, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26031674, the most recent reported annual property tax for 305 E Main Street, Homer, MI 49245 is $2,083 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 305 E Main Street, Homer, MI 49245 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 305 E Main Street, Homer, MI 49245 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Homer Vllg police department or the Calhoun County sheriff's office.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
305 E Main Street, Homer, MI 49245
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Municipality
Homer Township
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County
Jackson County
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