Sold
305 W Shepherd Street, Charlotte, MI 48813
Sold on 01/15/2026 for$135,000
MLS # 292791 (Greater Lansing Association of REALTORS®)
3 beds1 bathBuilt 19200.2 acres
1 / 36
Listing Description
Welcome to 305 W Shepherd Street in Charlotte! This beautifully updated three-bedroom, one-bath ranch blends modern comfort with small-town charm right in the heart of Charlotte. Step inside to find a warm and inviting living space featuring fresh, neutral paint and brand-new carpet throughout, creating a clean, move-in-ready feel. The thoughtfully renovated bathroom boasts stylish fixtures with a bright and modern design. Recent mechanical updates include a new furnace and water heater to provide peace of mind and efficiency for years to come. The spacious two-car detached garage includes an upstairs loft, offering a flexible area for extra storage, a home workshop, or even a future studio space. Enjoy the convenience of being within walking distance to downtown Charlotte's restaurants,
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Charlotte in Charlotte built in 1920.
This home sold for $135,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.2 acres
Year Built1920
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
Construction & Systems
ConstructionWood Siding
Garage2 spaces
SewerPublic
Sale & Financing
Listed11/24/2025
Sold Date1/14/2026
Original Price$145,000
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Aimee Halstead
RE/MAX Real Estate Professionals
Frequently Asked Questions about 305 W Shepherd Street, Charlotte, MI 48813
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 305 W Shepherd Street, Charlotte, MI 48813 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 305 W Shepherd Street, Charlotte, MI 48813 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 305 W Shepherd Street, Charlotte, MI 48813?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$902
Principal & interest$902
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
305 W Shepherd Street, Charlotte, MI 48813
View full property history →
Municipality
Charlotte
View all listings →
Get email alerts for new listings near 305 W Shepherd Street
We'll notify you when something hits the market in Charlotte or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.