MLS # 50196974 (MiRealSource)

Well-maintained West-side 4-bedroom home offering space, updates, and room to make it your own. This 1.5-bath property with a full basement features a practical and versatile layout, ideal for families or investors alike. The main floor includes two bedrooms, a half bath, formal dining room, kitchen, and living room, while the second floor offers two generously sized bedrooms and a newly finished full bathroom. The sellers have completed several key updates, including finishing the upstairs bathroom, installing brand-new appliances, new paint, and completing other various repairs. The home also benefits from mostly newer windows and thoughtful maintenance throughout, giving buyers a solid, well-cared-for starting point. To make customization even easier, the home comes with additional materials to complete remaining updates, allowing the next owner to choose finishes and add personal style without starting from scratch. Whether you’re a first-time buyer looking for an affordable home with upside or an investor seeking a straightforward opportunity with minimal remaining work, this property offers flexibility, value, and potential. Schedule your showing today and see how close this home is to being fully complete.
Source: SparkMLS
This 4-bedroom, 1-bath home built in 1920 sits in Bay City in Bay City.
This home sold for $90,000.
Broadband is available with download speeds up to 1,000 Mbps from 9 providers. Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Location
Construction & Systems
Sale & Financing
Source: SparkMLS
USDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Chance Owen
Bay Realty Michigan
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Download
1 Gbps
Upload
50 Mbps
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
306 Ottawa Street, Bay City, MI 48706
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Municipality
Bay City
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