Sold
306 S Jefferson Street, Sturgis, MI 49091
Sold on 03/20/2026 for$176,000
MLS # 26003346 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,350 sqftBuilt 19400.2 acres
1 / 29
Listing Description
Step into this beautifully maintained 3-bedroom gem, offering a flexible bonus room perfect for an office, creative studio, playroom, or nursery. This home shines with elegant hardwood floors, newer windows that come with a lifetime transferable warranty, and a modern, updated kitchen. The refreshed half bath boasts new fixtures, including a stylish sink, cabinet, and toilet. The basement is equally impressive, featuring a durable epoxy floor and fresh paint. Additional highlights include a one-car garage with a brand-new garage door. This inviting home is truly move-in ready, exuding warmth and care, with meticulous upkeep and fresh paint throughout. Plus, enjoy unbeatable convenience, as it's located close to downtown, as well as nearby elementary, middle, and high schools, and essential grocery stores.
Source: SparkMLS
About this home
Located in Sturgis in Sturgis, this property offers 3-bedroom, 2-bath, 1,350 sq ft, with original construction dating to 1940.
Final sale price: $176,000 (about $130/sq ft).
Annual property taxes run approximately $1,886 ($157/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers. Electric service is provided by City of Sturgis; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,350 sqft
Lot Size0.2 acres
Year Built1940
Stories2
Location
CitySturgis
MunicipalitySturgis City
Zip Code49091
CountySt. Joseph
School DistrictSturgis
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesHigh-Speed Internet
InteriorGarage Door Opener
Sale & Financing
Listed1/28/2026
Sold Date3/19/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Concessions$1,925
Source: SparkMLS
Tax Information
Annual Tax$1,886
Tax Year2025
Assessed Value$42,227
Parcel #052-110-007-00
Source: SparkMLS
Legal Description
N 66 FT LOT 5 BLK 51 BUNNELL'S ADD CITY OF STURGIS. SEC 12 T8S R10W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Maria Wyss Elevate Team
Michigan Top Producers
Frequently Asked Questions about 306 S Jefferson Street, Sturgis, MI 49091
What school district is 306 S Jefferson Street, Sturgis, MI 49091 in?
Per MLS# 26003346, this property is served by Sturgis. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26003346, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26003346, the most recent reported annual property tax for 306 S Jefferson Street, Sturgis, MI 49091 is $1,886 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 306 S Jefferson Street, Sturgis, MI 49091 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 306 S Jefferson Street, Sturgis, MI 49091 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 306 S Jefferson Street, Sturgis, MI 49091?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Sturgis. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sturgis City police department or the St. Joseph County sheriff's office.
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Monthly payment$1,187
Principal & interest$1,187
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessFixed WirelessSatellite
10 providers at this address
FrontierFiber
5 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsLakeland InternetFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Sturgis
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
306 S Jefferson Street, Sturgis, MI 49091
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Municipality
Sturgis
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