For Sale
3070 Lake Drive, Reading, MI 49274
$299,000
MLS # 26022466 (Michigan Regional Information Center (MichRIC))
3 beds1 bath768 sqftBuilt 19500.1 acres
1 / 56
Listing Description
Perfect Pair: Two Cozy Lakefront Cottages Side-by-Side. Discover a rare opportunity to own two side-by-side lakefront cottages on beautiful Long Lake in Reading being sold together for the ultimate waterfront getaway, investment opportunity, or future redevelopment potential! Located at 3070 Lake Drive and including the additional parcel at 3080 Lake Drive (Parcel #10-060-001-009), these charming cottages offer endless possibilities for personal use, vacation rentals, a family retreat, or the opportunity to create something entirely new on the water. The main lakefront cottage at 3070 Lake Dr. features 3 bedrooms, 1 full bathroom, approximately 768 square feet, hardwood floors throughout, a cozy eat-in kitchen, and a covered patio overlooking the lake with incredible water views. Enjoy direct access to Long Lake with your own dock, making it the perfect spot for boating, swimming, fishing, and relaxing all summer long.
Source: SparkMLS
About this home
Located in Reading, this property offers 3-bedroom, 1-bath, 768 sq ft, with original construction dating to 1950.
Listed at $299,000 (about $389/sq ft).
Estimated annual property tax: $1,585, or about $132 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area768 sqft
Lot Size0.1 acres
Year Built1950
Stories1
Location
CityReading
MunicipalityReading Twp
Zip Code49274
CountyHillsdale
School DistrictReading
Construction & Systems
StyleOther
ConstructionVinyl Siding
BasementCrawl Space, Slab
HeatingBaseboard
WaterWell
SewerSeptic Tank
InteriorEat-in Kitchen
Sale & Financing
Listed5/13/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,585
Tax Year2025
Assessed Value$35,592
Parcel #10-060-001-008
Source: SparkMLS
Legal Description
LOT 8 SUPERS PLAT OF STEPHENS LANive.DING
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Clint Burghdorf
Berkshire Hathaway HomeServices Michigan Real Estate
Frequently Asked Questions about 3070 Lake Drive, Reading, MI 49274
What school district is 3070 Lake Drive, Reading, MI 49274 in?
Per MLS# 26022466, this property is served by Reading. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3070 Lake Drive, Reading, MI 49274?
Per MLS# 26022466, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26022466, the most recent reported annual property tax for 3070 Lake Drive, Reading, MI 49274 is $1,585 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3070 Lake Drive, Reading, MI 49274 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3070 Lake Drive, Reading, MI 49274 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Reading Twp police department or the Hillsdale County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,939
Principal & interest$1,939
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3070 Lake Drive, Reading, MI 49274
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