Sold
308 High Street, Bay City, MI 48708
Sold on 05/21/2026 for$188,000
MLS # 50198859 (MiRealSource)
3 beds1 bathBuilt 20260.17 acres
1 / 27
Listing Description
Brand-new construction on the east side of Bay City offering the comfort and peace of mind that comes with a new home. Enjoy a low-maintenance, worry-free lifestyle without the concerns that often come with older properties. This 3 bedroom, 1.5 bath home features 1,088 square feet of efficient, modern living space. The kitchen includes a dishwasher, oven, and refrigerator, making it move-in ready from day one. A sliding glass door leads to a side deck, and a convenient laundry closet is located off the hallway. The yard and driveway will be completed in the spring and are included in the sale, and a garage could also be built if desired by the buyer. All of this in an established east side neighborhood with the simplicity and reliability only new construction can provide.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 2026 sits in Bay City in Bay City.
Closed at $188,000.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.17 acres
Year Built2026
Location
CityBay City
MunicipalityBay City
Zip Code48708
CountyBay
School DistrictBay City
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed2/4/2026
Sold Date5/20/2026
Original Price$189,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ryan Sagady
Bay Realty Michigan
Frequently Asked Questions about 308 High Street, Bay City, MI 48708
Which school district serves 308 High Street, Bay City, MI 48708?
Per MLS# 50198859, 308 High Street, Bay City, MI 48708 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
What financing options are available for 308 High Street, Bay City, MI 48708?
Per MLS# 50198859, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 308 High Street, Bay City, MI 48708 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 308 High Street, Bay City, MI 48708 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 308 High Street, Bay City, MI 48708. The maximum advertised download speed is 1.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 308 High Street, Bay City, MI 48708?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
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Monthly payment$1,167
Principal & interest$1,167
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Internet
Download
1 Gbps
Upload
50 Mbps
CableLicensed Fixed WirelessGSO SatelliteFixed WirelessSatelliteDSL
9 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsM3 Wireless IncFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsAT&TDSL
75 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
308 High Street, Bay City, MI 48708
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Municipality
Bay City
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