Sold
309 12th Street, Port Huron, MI 48060
Sold on 06/26/2026 for$97,000
MLS # 20261025021 (Realcomp)
3 beds1 bath890 sqftBuilt 19080.06 acres
1 / 25
Listing Description
Opportunity awaits at 309 12th St in Port Huron! This 3-bedroom, 1-bath home, built in 1908, sits on a small city lot and offers a solid structure with a full basement. Previously used as a rental, this property could be a great fit for investors or buyers looking to build some sweat equity. This isn't a polished home, but it offers strong potential at an affordable price point. No garage, but convenient in-town location close to local amenities. With a little vision and work, this could be a great addition to your portfolio or a budget friendly place to call home.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 890 sq ft home built in 1908 sits in Port Huron in Port Huron.
Closed at $97,000 (about $109/sq ft).
Estimated annual property tax: $1,700, or about $142 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area890 sqft
Lot Size0.06 acres
Year Built1908
Stories2
Location
CityPort Huron
Zip Code48060
CountySt. Clair
School DistrictPort Huron
Construction & Systems
ConstructionOther
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/16/2026
Sold Date6/25/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,700
Parcel #74067110028000
Source: SparkMLS
Legal Description
S 1/2 LOT 1 BLK 3 CHARLES A. WARD'S SUBDIVISION OF A PART OF THE NORTHWEST FRACTIONAL QUARTER OF SECTION TEN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by James Blount
EXP Realty Romeo
Frequently Asked Questions about 309 12th Street, Port Huron, MI 48060
Which school district serves 309 12th Street, Port Huron, MI 48060?
Per MLS# 20261025021, 309 12th Street, Port Huron, MI 48060 is in the Port Huron boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Port Huron directly to confirm enrollment eligibility.
What financing options are available for 309 12th Street, Port Huron, MI 48060?
Per MLS# 20261025021, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 309 12th Street, Port Huron, MI 48060?
Per public tax records, annual property taxes for this property are $1,700. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 309 12th Street, Port Huron, MI 48060 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 309 12th Street, Port Huron, MI 48060 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 309 12th Street, Port Huron, MI 48060?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$649
Principal & interest$649
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
309 12th Street, Port Huron, MI 48060
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Municipality
Port Huron
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