Sold
309 S State Street, Alma, MI 48801
Sold on 04/16/2026 for$167,500
MLS # 1943037 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19540.16 acres
1 / 35
Listing Description
Located in Alma, this move-in-ready home offers 3 bedrooms and a bath with a tiled walk-in shower. Low-maintenance inside and out, the property features extensive landscaping that shines in the summer. Bright, efficient layout throughout. The backyard includes a tiered deck and vinyl privacy fence. The paved drive leads right to the detached one car garage. Numerous updates over the years include water/sewer and gas lines, metal roof, electrical, interior and exterior doors, flooring, siding, windows, lighting, concrete driveway, sidewalk, and updated to central air in spring of 2024. All loan types considered and appliances are included.
Source: SparkMLS
About this home
Located in Alma in Alma, this property offers 3-bedroom, 1-bath, with original construction dating to 1954.
This home sold for $167,500.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.16 acres
Year Built1954
Stories1
Location
CityAlma
Zip Code48801
CountyGratiot
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/16/2026
Sold Date4/15/2026
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Malcolm Frisbie
43 NORTH REALTY
Frequently Asked Questions about 309 S State Street, Alma, MI 48801
What financing options are available for 309 S State Street, Alma, MI 48801?
Per MLS# 1943037, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, MSHDA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 309 S State Street, Alma, MI 48801 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 309 S State Street, Alma, MI 48801 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,119
Principal & interest$1,119
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
309 S State Street, Alma, MI 48801
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Municipality
Alma
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