For Sale
30994 US-12, Sturgis, MI 49091
$439,000
MLS # 26009448 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,764 sqftBuilt 19521.23 acres
1 / 58
Listing Description
Completely renovated lakefront home offering beautiful water views & versatile living space. This stunning property features a main residence plus a PRIVATE guest STUDIO. ALL NEW UPDATES: Roof-all buildings, Siding, Soffits, Gutters, Windows, Sidewalk, 20'x16' Deck, 40' Dock, Mini-Splits for heating & cooling, Hot Water Heater, Boiler, Water Softener, 200AMP Electrical Service, Drywall, Trim, Crown Molding, Ceiling Fans, Fixtures. The main home showcases a bright open-concept layout with expansive windows that capture panoramic lake views & fill the home with natural light. Every detail has been thoughtfully updated with quality finishes, creating a comfortable & modern lakeside retreat. The spacious kitchen features new custom cabinetry, quartz countertops, & new appliances, opening to inviting living & gathering spaces ideal for entertaining. Enjoy both a large living room with a cozy fireplace, & an additional family room, offering plenty of room for relaxing at the end of the day
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,764 sq ft home in Sturgis built in 1952.
Listed at $439,000 (about $249/sq ft).
Estimated annual property tax: $2,905, or about $242 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,764 sqft
Lot Size1.23 acres
Year Built1952
Stories1
Location
CitySturgis
MunicipalityFawn River Twp
Zip Code49091
CountySt. Joseph
School DistrictSturgis
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingHot Water
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Center Island
Sale & Financing
Listed3/11/2026
Original Price$469,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,905
Tax Year2025
Assessed Value$91,965
Parcel #005-004-020-00
Source: SparkMLS
Legal Description
COM E 1/4 COR SEC 4 T8S R9W TH S 327.8 FT TH W 106.5 FT TH S 10D 22M 30S E 111.06 FT TH S 79D 21M 49S W 87.27 FT TO POB TH N 10D 28M 01S W 247.87 FT TH N 64D 11M 46S W 64.38 FT TH N 89D 05M 55S W 130.92 FT TH S 10D 28M 01S E 312.3 FT TH N 79D 21M 49S E (REC W) 180.26 FT TO POB. WITH & SUBJ TO EASE & REST OF REC. 1.2 A. SUBJ TO EASEMENT TO UTILICORP UNITED RECD IN 625/148.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Judith A Murray
Cressy & Everett Real Estate
Frequently Asked Questions about 30994 US-12, Sturgis, MI 49091
What school district is 30994 US-12, Sturgis, MI 49091 in?
Per MLS# 26009448, this property is served by Sturgis. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 30994 US-12, Sturgis, MI 49091?
Per MLS# 26009448, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26009448, the most recent reported annual property tax for 30994 US-12, Sturgis, MI 49091 is $2,905 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 30994 US-12, Sturgis, MI 49091 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 30994 US-12, Sturgis, MI 49091 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fawn River Twp police department or the St. Joseph County sheriff's office.
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Monthly payment$2,847
Principal & interest$2,847
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
30994 US-12, Sturgis, MI 49091
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