Sold
310 Second Street, Ludington, MI 49431
Sold on 05/21/2026 for$265,000
MLS # 26018974 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 18860.19 acres
1 / 25
Listing Description
EXTREMELY WELL MAINTAINED MULTI-FAMILY PROPERTY - offering strong owner-occupant or investment potential. Main level unit features 3 bedrooms and 2 baths. Interior remodeled in 2013 with additional recent updates including replacement windows, furnace, water heater, roof, and appliances. Upper-level unit includes 2 bedrooms, 1 bath and was fully remodeled in 2023. The property is situated on a corner lot with a spacious yard. Detached 2-car garage with upper-level storage. Separate living spaces provide opportunity for rental income to offset mortgage or for multi-generational living.
Source: SparkMLS
About this home
Closed at $265,000.
Estimated annual property tax: $2,075, or about $173 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.19 acres
Year Built1886
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space, Partial
HeatingForced Air
UtilitiesPhone Available, Natural Gas Connected, Cable Connected
Sale & Financing
Listed4/29/2026
Sold Date5/20/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,075
Tax Year2025
Assessed Value$44,291
Parcel #53-051-416-001-00
Source: SparkMLS
Legal Description
Addition No. 2, Lot 1, Block 96
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jackie Makowicki
Five Star RE Ludington
Frequently Asked Questions about 310 Second Street, Ludington, MI 49431
Which school district serves 310 Second Street, Ludington, MI 49431?
Per MLS# 26018974, 310 Second Street, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 310 Second Street, Ludington, MI 49431?
Per MLS# 26018974, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 310 Second Street, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $2,075 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 310 Second Street, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 310 Second Street, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 310 Second Street, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,751
Principal & interest$1,751
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
310 Second Street, Ludington, MI 49431
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Municipality
Ludington
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