Under Contract
31050 Curran Beach, Dowagiac, MI 49047
$649,900
MLS # 26023798 (Michigan Regional Information Center (MichRIC))
3 beds1 bath740 sqftBuilt 19000.15 acres
1 / 37
Listing Description
Rustic cottage on sought-after Magician Lake, featuring 50 feet of sandy beach frontage. This three-bedroom, one-bath bungalow features a walkout layout that is ideal for lakeside entertainment. Fireplace. The front deck offers beautiful views of the lake and the patio off the lower level is another terrific feature. There is a two-car detached garage with a concrete drive. Seawall. Sewer and natural gas. This cottage requires renovation and may also be considered a tear-down opportunity. Build the lake home of your dreams. We can help with builders. This location is ideal.
Source: SparkMLS
About this home
Located in Dowagiac, this property offers 3-bedroom, 1-bath, 740 sq ft, with original construction dating to 1900.
Listed at $649,900 (about $878/sq ft).
Property tax estimate: $4,338 per year ($362/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area740 sqft
Lot Size0.15 acres
Year Built1900
Stories1
Location
CityDowagiac
MunicipalitySilver Creek Twp
Zip Code49047
CountyCass
School DistrictDowagiac
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorBroadband
Sale & Financing
Listed5/20/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,338
Tax Year2025
Assessed Value$98,242
Parcel #14-130-280-004-00
Source: SparkMLS
Legal Description
416-712 337-518 1293 5S-16W LOT 4 CURRANS BEACH. 2nd Parcel ID 14-130-341-074-50 Legal: 416-712 337-518 1692 55-5D-16W W 46.5 Ft Lot 74 Currans Beach No 1. Taxes, Tax Value, SEV are combined.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tim Mitchell
Cressy & Everett Real Estate
Frequently Asked Questions about 31050 Curran Beach, Dowagiac, MI 49047
Which school district serves 31050 Curran Beach, Dowagiac, MI 49047?
Per MLS# 26023798, 31050 Curran Beach, Dowagiac, MI 49047 is in the Dowagiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dowagiac directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26023798, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 31050 Curran Beach, Dowagiac, MI 49047?
Per public tax records, annual property taxes for this property are $4,338 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 31050 Curran Beach, Dowagiac, MI 49047 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 31050 Curran Beach, Dowagiac, MI 49047 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 31050 Curran Beach, Dowagiac, MI 49047?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Silver Creek Twp police department or the Cass County sheriff's office.
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Monthly payment$4,215
Principal & interest$4,215
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
31050 Curran Beach, Dowagiac, MI 49047
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