Sold
31276 Water Road, Sturgis, MI 49091
Sold on 05/22/2026 for$118,450
MLS # 293258 (Greater Lansing Association of REALTORS®)
3 beds1 bathBuilt 19201.05 acres
1 / 18
Listing Description
Nestled on a picturesque acre in charming Sturgis, MI, this enchanting farmhouse offers the perfect blend of rustic charm and potential for modern comfort. Awaiting your personal touch, this home features spacious living areas that promise ample room for gatherings or a quiet evening at home. The welcoming metal roof not only adds character but ensures durability against the elements. A notable highlight is the 16x20 barn/workshop â€" ideal for hobbyists or as an artist's retreat â€" providing endless possibilities to create or store. The convenience of main floor laundry complements the home's thoughtful layout while outside, a separate storage shed ensures you'll never run out of space. For those needing vehicle storage, the one-car garage provides security and protection from Mi, View: Rural
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1920 sits in Sturgis.
Final sale price: $118,450.
Electric service is provided by City of Sturgis; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size1.05 acres
Year Built1920
Location
CitySturgis
Zip Code49091
CountySt. Joseph
Construction & Systems
ConstructionVinyl Siding
BasementMichigan Basement
SewerSeptic Tank
Sale & Financing
Listed3/29/2026
Sold Date5/21/2026
Original Price$164,900
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michelle L Hamilton
Century 21 Affiliated
Frequently Asked Questions about 31276 Water Road, Sturgis, MI 49091
Is 31276 Water Road, Sturgis, MI 49091 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 31276 Water Road, Sturgis, MI 49091 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Sturgis. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$843
Principal & interest$843
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Sturgis
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
31276 Water Road, Sturgis, MI 49091
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