Pending
314 N Mechanic Street, Berrien Springs, MI 49103
$20,000
MLS # 26030135 (Michigan Regional Information Center (MichRIC))
0.19 acres
1 / 5
Listing Description
Opportunity awaits with this .20-acre corner lot in the heart of Berrien Springs! Located less than half a mile from public access to the St. Joseph River, this property offers convenient nearby access to fishing, kayaking, boating and peaceful river views. Nearby recreation includes Rotary Park, Police Memorial Park, Fisherman's Haven and Shamrock Park, which features a year-round boat launch. Andrews University, Lake Chapin, the Berrien County Youth Fairgrounds, local restaurants and downtown amenities are also just minutes away. South Bend and the University of Notre Dame is approximately 30 minutes away, with Mishawaka's shopping, dining and entertainment roughly 35 minutes away. Bring your plans and explore the possibilities!
Source: SparkMLS
About this home
Asking $20,000.
Annual property taxes run approximately $306 ($25/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.19 acres
Location
CityBerrien Springs
MunicipalityBerrien Springs Vllg
Zip Code49103
CountyBerrien
School DistrictBerrien Springs
Construction & Systems
WaterPublic
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, None
Sale & Financing
Listed6/17/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$306
Tax Year2024
Assessed Value$6,665
Parcel #11-32-0340-0085-00-0
Source: SparkMLS
Legal Description
THE NW'LY HAF OF LOTS 84 & 85 WHOSE SE'LY LINE IS PARALLEL TO NW'LY LINE OF SAID LOTS ORIGINAL TOWN OF BERRIEN SPRINGS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dawn Tomlinson
RE/MAX by the Lake
Frequently Asked Questions about 314 N Mechanic Street, Berrien Springs, MI 49103
Which school district serves 314 N Mechanic Street, Berrien Springs, MI 49103?
Per MLS# 26030135, 314 N Mechanic Street, Berrien Springs, MI 49103 is in the Berrien Springs boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Berrien Springs directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26030135, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 314 N Mechanic Street, Berrien Springs, MI 49103?
Per public tax records, annual property taxes for this property are $306 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 314 N Mechanic Street, Berrien Springs, MI 49103 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 314 N Mechanic Street, Berrien Springs, MI 49103 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 314 N Mechanic Street, Berrien Springs, MI 49103?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Berrien Springs Vllg police department or the Berrien County sheriff's office.
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Monthly payment$130
Principal & interest$130
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
314 N Mechanic Street, Berrien Springs, MI 49103
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Municipality
Oronoko Township
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