For Sale
31401 Middle Crossing Road, Dowagiac, MI 49047
$649,900
MLS # 26028551 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,754 sqftBuilt 19912.57 acres
1 / 32
Listing Description
Elegant two story home nestled in the middle of cherry orchards--3 wonderful outbuildings are at the end of a long concrete driveway which would be perfect for a home business-storage rentals and or classic car storage for additional income. truly move in condition-new deck at the back of the house directly off the 3-season room. Are you ready to come home to peace and quiet? Feeling the call of the country--you've found home...
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,754 sq ft home built in 1991 sits in Dowagiac.
Currently offered at $649,900 (about $236/sq ft).
Estimated annual property tax: $4,996, or about $416 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,754 sqft
Lot Size2.57 acres
Year Built1991
Stories2
Location
CityDowagiac
MunicipalitySilver Creek Twp
Zip Code49047
CountyCass
School DistrictDowagiac
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingHot Water
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed6/10/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,996
Tax Year2025
Assessed Value$122,014
Parcel #14-130-021-015-01
Source: SparkMLS
Legal Description
T5S-R16W FRM E 1/4 COR SEC 21 N89DEG27'03''W 2104.08' TO POB TH S00DEG13'51''E 321.56' TH N89DEG27'03''W 346.69' TH N00DEG16'57''W 321.57' TH S89DEG27'03''E 347' TO POB. 2.56A. M/L. SEC 21. SUBJ TO EASEMENT. (''TRACT 1'' ON SURVEY #23590) PROPERTY SPLIT/C OMBO 11.06.23 PARENT: 14-130-021-009-01 & 14-130-021-015-00 CHILD: 14-130-021-009-02 & 14-130-021-015-01
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mary Kay Sverid
Coldwell Banker Realty
Frequently Asked Questions about 31401 Middle Crossing Road, Dowagiac, MI 49047
Which school district serves 31401 Middle Crossing Road, Dowagiac, MI 49047?
Per MLS# 26028551, 31401 Middle Crossing Road, Dowagiac, MI 49047 is in the Dowagiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dowagiac directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26028551, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 31401 Middle Crossing Road, Dowagiac, MI 49047?
Per public tax records, annual property taxes for this property are $4,996 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 31401 Middle Crossing Road, Dowagiac, MI 49047 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 31401 Middle Crossing Road, Dowagiac, MI 49047 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 31401 Middle Crossing Road, Dowagiac, MI 49047?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Silver Creek Twp police department or the Cass County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$4,215
Principal & interest$4,215
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
31401 Middle Crossing Road, Dowagiac, MI 49047
View full property history →
Get email alerts for new listings near 31401 Middle Crossing Road
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.