Sold
315 E Main Street, Hart, MI 49420
Sold on 06/20/2025 for$309,000
MLS # 25019886 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,700 sqftBuilt 19200.21 acres
1 / 24
Listing Description
Welcome to this bright and charming 4-bedroom, 2-bath home in the heart of downtown Hart. Fully updated and full of character, it sits on a rare double corner lot with a spacious backyard—perfect for relaxing, entertaining, or gardening. Inside, enjoy light-filled rooms that mix classic charm with modern updates. Step outside and you're just a short walk to local shops, restaurants, and everything downtown Hart has to offer. A perfect blend of comfort, space, and small-town living—this home is ready for you to move in and make it your own.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,700 sq ft home in Hart in Hart built in 1920.
Closed at $309,000 (about $182/sq ft).
Estimated annual property tax: $2,504, or about $209 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Hart; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,700 sqft
Lot Size0.21 acres
Year Built1920
Stories2
Location
CityHart
MunicipalityHart
Zip Code49420
CountyOceana
School DistrictHart
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCenter Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/5/2025
Sold Date6/19/2025
Terms AcceptedCash, Conventional
Concessions$9,270
Source: SparkMLS
Tax Information
Annual Tax$2,504
Tax Year2024
Assessed Value$62,580
Parcel #64-020-209-009-00
Source: SparkMLS
Legal Description
LC9722567 WD-L2001P4290 CITY OF HART LOT 9 BLK 9
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Evelyn Vinke
Five Star Real Estate - Town Square Group
Frequently Asked Questions about 315 E Main Street, Hart, MI 49420
Which school district serves 315 E Main Street, Hart, MI 49420?
Per MLS# 25019886, 315 E Main Street, Hart, MI 49420 is in the Hart boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hart directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25019886, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 315 E Main Street, Hart, MI 49420?
Per public tax records, annual property taxes for this property are $2,504 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 315 E Main Street, Hart, MI 49420 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 315 E Main Street, Hart, MI 49420 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 315 E Main Street, Hart, MI 49420. The maximum advertised download speed is 7.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 315 E Main Street, Hart, MI 49420?
Per Michigan Public Service Commission service territory data: Electric: City of Hart. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hart police department or the Oceana County sheriff's office.
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Monthly payment$1,939
Principal & interest$1,939
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableGSO SatelliteSatelliteLicensed Fixed WirelessFixed WirelessDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Hart
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
315 E Main Street, Hart, MI 49420
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Municipality
Hart
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