Sold
3161 Island Highway, Charlotte, MI 48813
Sold on 05/11/2026 for$300,000
MLS # 294656 (Greater Lansing Association of REALTORS®)
3 beds2 bathsBuilt 19842.08 acres
1 / 48
Listing Description
Welcome to your own private retreat! This beautiful 3-bedroom, 2 full bath home is perfectly situated on 2 peaceful acres, offering the ideal blend of comfort, space, and serenity. Step inside to an inviting open-concept living, dining, and kitchen space featuring stunning vaulted ceilings, rich hardwood floors, and stunning woodwork, creating a warm and airy atmosphere perfect for both everyday living and entertaining. The thoughtfully designed layout includes convenient first-floor laundry, and the first floor primary bedroom with a walk in closet, making daily routines a breeze. The finished basement provides additional versatile living space—ideal for a family room, home office, or recreation area—while the finished garage adds extra functionality and storage., View: Rural,Trees/Woods
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 1984 sits in Charlotte.
This home sold for $300,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size2.08 acres
Year Built1984
Location
CityCharlotte
MunicipalityEaton Rapids Twp
Zip Code48813
CountyEaton
Construction & Systems
ConstructionVinyl Siding
BasementFull
Garage2 spaces
SewerSeptic Tank
InteriorWood Floor, Laminate Floor, Ceiling Fan(s)
Sale & Financing
Listed3/24/2026
Sold Date5/10/2026
Original Price$321,600
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Angela Sholty
Coldwell Banker Professionals -Okemos
Frequently Asked Questions about 3161 Island Highway, Charlotte, MI 48813
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3161 Island Highway, Charlotte, MI 48813 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3161 Island Highway, Charlotte, MI 48813 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3161 Island Highway, Charlotte, MI 48813?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Eaton Rapids Twp police department or the Eaton County sheriff's office.
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Monthly payment$2,017
Principal & interest$2,017
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3161 Island Highway, Charlotte, MI 48813
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