For Sale
3161 W White Lake Drive, Whitehall, MI 49461
$385,000
MLS # 26032410 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,140 sqftBuilt 20050.92 acres
1 / 33
Listing Description
Enjoy ultimate peace of mind in this updated 4-bed, 2-bath home featuring a whole-house Generac generator, over 2000 sq ft of finished space, brand-new well pump (installed in 2025), and newer HVAC. Built in 2005 with fresh cosmetic updates, the main floor offers a private primary suite with its own bath, completely separate from the other bedrooms. Relax in the living area while looking out at a serene backyard nearly surrounded by trees. Downstairs, the bright daylight basement expands your space with a versatile lower-level flex space, a 4th bedroom with an egress window, and ample extra storage. Perfectly located across from the local high school, you are minutes from Howmet and downtown Whitehall, and just down the road from White Lake and Lake Michigan. A refreshed dolomite driveway with a dedicated turnaround and extra parking spot completes this turn-key package.
Source: SparkMLS
About this home
Located in Fruitland Township in Whitehall, this property offers 4-bedroom, 2-bath, 2,140 sq ft, with original construction dating to 2005.
Asking $385,000 (about $180/sq ft).
Annual property taxes run approximately $3,117 ($260/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,140 sqft
Lot Size0.92 acres
Year Built2005
Stories1
Location
CityWhitehall
MunicipalityFruitland Twp
Zip Code49461
CountyMuskegon
School DistrictWhitehall
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementDaylight
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorGarage Door Opener, Eat-in Kitchen
Sale & Financing
Listed6/26/2026
Original Price$399,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,117
Tax Year2026
Assessed Value$118,399
Parcel #06-103-200-0003-07
Source: SparkMLS
Legal Description
FRUITLAND TOWNSHIP SEC 3 T11N R17W PT OF E 1/2 OF NE FRL 1/4 DESC AS FOL COM AT NE COR OF SD SEC TH W ALG N LN OF SD SEC 991 FT FOR POB TH S 02D 09M 40S E 417.92 FT TH N 90D W 104.48 FT TH N 02D 09M 40S W 417.92 FT TH S 90D E 104.48 FT TO POB SUBJ TO N 33 FT FOR RD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Breann Fagan
Aldyn Breeze Realty LLC
Frequently Asked Questions about 3161 W White Lake Drive, Whitehall, MI 49461
Which school district serves 3161 W White Lake Drive, Whitehall, MI 49461?
Per MLS# 26032410, 3161 W White Lake Drive, Whitehall, MI 49461 is in the Whitehall boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Whitehall directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26032410, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3161 W White Lake Drive, Whitehall, MI 49461?
Per public tax records, annual property taxes for this property are $3,117 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3161 W White Lake Drive, Whitehall, MI 49461 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3161 W White Lake Drive, Whitehall, MI 49461 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3161 W White Lake Drive, Whitehall, MI 49461?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Fruitland Twp police department or the Muskegon County sheriff's office.
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Monthly payment$2,497
Principal & interest$2,497
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3161 W White Lake Drive, Whitehall, MI 49461
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Municipality
Fruitland Township
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