For Sale
3175 W Hansen Road, Ludington, MI 49431
$449,000
MLS # 26023251 (Michigan Regional Information Center (MichRIC))
3 beds2 baths3,600 sqftBuilt 20025 acres
1 / 31
Listing Description
3 bed 2 bath ranch with full finished basement on 5 acres. Complete peace and privacy just minutes from town. Major updates have been completed and include a new HVAC 2023, New roof and gutter system 2025, Newer water heater and sump pump. This open and inviting floor plan has an abundance of windows and natural light. Primary bedroom with private bath on main floor. Kitchen has tile floor with plenty of cupboards and counter top space. Living room has a gas log fireplace with a stunning river rock surround. Fully finished basement has 3rd bedroom with egress window. Flex room could be a huge exercise room, entertainment room/theatre or add an egress window for an enormous 4th bedroom. Generac generator adds peace of mind. 2 story deck, circle driveway and 2 car attached garage. Out building can be third car garage and still have ample tinker space in the workshop/project room. New garage doors and openers 2026. Must see inside to appreciate this 3600 sq ft of living space.
Source: SparkMLS
About this home
Located in Ludington, this property offers 3-bedroom, 2-bath, 3,600 sq ft, with original construction dating to 2002.
Asking $449,000 (about $125/sq ft).
Estimated annual property tax: $3,725, or about $310 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area3,600 sqft
Lot Size5 acres
Year Built2002
Stories1
Location
CityLudington
MunicipalityAmber Twp
Zip Code49431
CountyMason
School DistrictMason Cnty Central
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed5/18/2026
Original Price$469,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,725
Tax Year2025
Assessed Value$142,040
Parcel #5300100900740
Source: SparkMLS
Legal Description
see file
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lois Mitzelfeld
LIGHTHOUSE REALTY-Ludington
Frequently Asked Questions about 3175 W Hansen Road, Ludington, MI 49431
What school district is 3175 W Hansen Road, Ludington, MI 49431 in?
Per MLS# 26023251, this property is served by Mason Cnty Central. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3175 W Hansen Road, Ludington, MI 49431?
Per MLS# 26023251, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26023251, the most recent reported annual property tax for 3175 W Hansen Road, Ludington, MI 49431 is $3,725 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3175 W Hansen Road, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3175 W Hansen Road, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Amber Twp police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$2,912
Principal & interest$2,912
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3175 W Hansen Road, Ludington, MI 49431
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