Under Contract
31886 W Lakeshore Drive, Dowagiac, MI 49047
$699,000
MLS # 26022955 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,640 sqftBuilt 20000.21 acres
1 / 52
Listing Description
Charming ranch-style lake home on the channel of Magician Lake with 81 feet of frontage. Enjoy beautiful lake views and a convenient location just a short distance from the mouth of the lake. A two-tiered deck extends along the back of the home, offering scenic views of both the lake and the channel. Seawall. There are two fireplaces, one in the lovely four seasons room and one in the living room with expansive sliding doors to the deck. Ceramic tiled kitchen which opens to the living room and includes a spacious eat at island. Large laundry with utility sink. Primary en suite with a substantial bath, stand-alone shower and vanity wall of mirrors. The walk-in closet is exceptionally spacious and currently doubles as a home office. Neat and clean oversized three car garage. Whole house generator. Sewer. Natural gas. Central air.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,640 sq ft home built in 2000 sits in Dowagiac.
Currently offered at $699,000 (about $426/sq ft).
Property tax estimate: $3,764 per year ($314/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,640 sqft
Lot Size0.21 acres
Year Built2000
Stories1
Location
CityDowagiac
MunicipalitySilver Creek Twp
Zip Code49047
CountyCass
School DistrictDowagiac
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage3 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Center Island
Sale & Financing
Listed5/16/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,764
Tax Year2025
Assessed Value$138,064
Parcel #14-130-265-036-00
Source: SparkMLS
Legal Description
1260B LOTS 36 & 37 MAGICIAN LAKE PARK. to be per title commitment
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tim Mitchell
Cressy & Everett Real Estate
Frequently Asked Questions about 31886 W Lakeshore Drive, Dowagiac, MI 49047
Which school district serves 31886 W Lakeshore Drive, Dowagiac, MI 49047?
Per MLS# 26022955, 31886 W Lakeshore Drive, Dowagiac, MI 49047 is in the Dowagiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dowagiac directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26022955, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 31886 W Lakeshore Drive, Dowagiac, MI 49047?
Per public tax records, annual property taxes for this property are $3,764 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 31886 W Lakeshore Drive, Dowagiac, MI 49047 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 31886 W Lakeshore Drive, Dowagiac, MI 49047 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 31886 W Lakeshore Drive, Dowagiac, MI 49047?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Silver Creek Twp police department or the Cass County sheriff's office.
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Monthly payment$4,534
Principal & interest$4,534
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
31886 W Lakeshore Drive, Dowagiac, MI 49047
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