For Sale
31908 Decker Road, Colon, MI 49040
$239,999
MLS # 26006823 (Michigan Regional Information Center (MichRIC))
2 beds1 bath972 sqftBuilt 19500.16 acres
1 / 17
Listing Description
This recently updated 2-bed, 1-bath home features 60' of private frontage on all-sports Palmer Lake with access to Long Lake-over 700 acres of water fun! Updates include new roof, siding, flooring, and a full laundry room. Enjoy stunning views, 2 piers for all of your lake toys (left in year-round) & room to sleep 14 comfortably. This comes fully furnished & with a boat! Ideal for fishing, boating, swimming, or relaxing in the quiet, no-wake channel, or enjoy the all-sports lakes. The best fishing around with abundant walleye, largemouth bass, northern pike, crappie, bluegill, giant catfish & carp. Take in gorgeous sunsets from your own backyard. Surrounded by nature with frequent eagle & hawk sightings. Ample space for RVs or campers. ORV's/snowmobiles allowed on some local trails & streets. Cameras in use
Source: SparkMLS
About this home
2-bedroom, 1-bath, 972 sq ft home in Colon built in 1950.
Asking $239,999 (about $247/sq ft).
Property tax estimate: $3,200 per year ($267/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area972 sqft
Lot Size0.16 acres
Year Built1950
Stories1
Location
CityColon
MunicipalityColon Twp
Zip Code49040
CountySt. Joseph
School DistrictColon
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
HeatingDuctless, Other
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available, Cable Available
InteriorBroadband
Sale & Financing
Listed2/24/2026
Original Price$249,999
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,200
Tax Year2025
Assessed Value$67,260
Parcel #002-220-005-00
Source: SparkMLS
Legal Description
LOT 5 WALTER'S GROVE SEC. 22 T6S R9W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sarah Beckham
Michigan Top Producers
Frequently Asked Questions about 31908 Decker Road, Colon, MI 49040
What school district is 31908 Decker Road, Colon, MI 49040 in?
Per MLS# 26006823, this property is served by Colon. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26006823, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26006823, the most recent reported annual property tax for 31908 Decker Road, Colon, MI 49040 is $3,200 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 31908 Decker Road, Colon, MI 49040 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 31908 Decker Road, Colon, MI 49040 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Colon Twp police department or the St. Joseph County sheriff's office.
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Monthly payment$1,557
Principal & interest$1,557
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
31908 Decker Road, Colon, MI 49040
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