Sold
322 W Chicago Road, Coldwater, MI 49036
Sold on 04/28/2026 for$255,500
MLS # 25042992 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,565 sqftBuilt 19503.4 acres
1 / 45
Listing Description
Welcome Home! This fully renovated 2-bedroom (with a possible 3rd) home sits on a peaceful 3.4-acre lot and offers the perfect blend of comfort and function. Step inside to find a spacious, modern kitchen with newer stainless steel appliances. The oversized living room is perfect for relaxing or entertaining, and the main-floor laundry adds everyday convenience. You'll love the huge primary bedroom, the bright sunroom for your morning coffee, and the beautifully updated exterior--complete with recently updated roof, siding, and windows. The basement is spray-foam insulated for energy efficiency, and the attached oversized 2-car garage gives you all the space you need. Don't miss this move-in-ready gem--country living with modern updates! Call today for a personal showing.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,565 sq ft home built in 1950 sits in Coldwater.
Closed at $255,500 (about $163/sq ft).
Estimated annual property tax: $3,876, or about $323 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,000 Mbps from 5 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,565 sqft
Lot Size3.4 acres
Year Built1950
Stories2
Location
CityColdwater
MunicipalityBatavia Twp
Zip Code49036
CountyBranch
School DistrictBronson
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
InteriorGarage Door Opener, Eat-in Kitchen
Sale & Financing
Listed3/1/2026
Sold Date4/27/2026
Original Price$275,000
Terms AcceptedFHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$7,665
Source: SparkMLS
Tax Information
Annual Tax$3,876
Tax Year2025
Assessed Value$89,094
Parcel #060-027-300-025-02
Source: SparkMLS
Legal Description
PAR OF LD IN THE SE 1/4 OF SEC 27 BEG AT A PT IN THE CENTER OF CHICAGO RD LOCATED N 89DEG 04MIN 09SEC E 488.84FT TH N 42DEG 01MIN 24SEC E 220.74FT FROM THE SE COR OF THE SW 1/4 OF THE SE 1/4 OF SEC TH N 51DEG 57MIN 13SEC W 240.00FT TH N 43DEG 32MIN 3 6SEC E 130.00FT TH S 51DEG 57MIN 13SEC E 240.00 FT TO THE C/L OF SD CHICAGO RD TH S 43DEG 32MIN 36SEC W 130.00FT TO POB ALSO INC ALL OF THE SW 1/4 OF
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Grace Roberts Elevate Team
Michigan Top Producers
Frequently Asked Questions about 322 W Chicago Road, Coldwater, MI 49036
Which school district serves 322 W Chicago Road, Coldwater, MI 49036?
Per MLS# 25042992, 322 W Chicago Road, Coldwater, MI 49036 is in the Bronson boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bronson directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25042992, this listing accepts FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 322 W Chicago Road, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $3,876 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 322 W Chicago Road, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 322 W Chicago Road, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 322 W Chicago Road, Coldwater, MI 49036. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 322 W Chicago Road, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Batavia Twp police department or the Branch County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,699
Principal & interest$1,699
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
322 W Chicago Road, Coldwater, MI 49036
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