Sold
32205 James Street, Colon, MI 49040
Sold on 02/26/2026 for$172,500
MLS # 25026219 (Michigan Regional Information Center (MichRIC))
2 beds1 bath864 sqftBuilt 19700.45 acres
1 / 32
Listing Description
Palmer Lake views and Deeded access. Sitting on 4 lots, this adorable 2 bedroom cabin has been completely renovated. It's hard not to fall in love with it the minute you step into the door. Snug as a bug, this cabin is year round living. The detached two car garage is used as the party garage for large gatherings and food stations. Seller is selling turn key minus a few personals.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 864 sq ft home in Colon built in 1970.
This home sold for $172,500 (about $200/sq ft).
Estimated annual property tax: $1,079, or about $90 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area864 sqft
Lot Size0.45 acres
Year Built1970
Stories1
Location
CityColon
MunicipalityColon Twp
Zip Code49040
CountySt. Joseph
School DistrictColon
Construction & Systems
StyleCabin
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingBaseboard
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Eat-in Kitchen, Pantry
Sale & Financing
Listed10/5/2025
Sold Date2/25/2026
Original Price$229,000
Terms AcceptedCash, FHA, Conventional
Concessions$19,000
HOA
HOA Fee$80 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$1,079
Tax Year2024
Assessed Value$20,688
Parcel #002-180-118-00
Source: SparkMLS
Legal Description
LOTS 117,118, 119 & 120 SHORELAND MANOR SEC 23 T6S R9W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dorothy L Mottl
D Mottl Realty Group LLC
Frequently Asked Questions about 32205 James Street, Colon, MI 49040
What school district is 32205 James Street, Colon, MI 49040 in?
Per MLS# 25026219, this property is served by Colon. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25026219, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25026219, the most recent reported annual property tax for 32205 James Street, Colon, MI 49040 is $1,079 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 32205 James Street, Colon, MI 49040 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 32205 James Street, Colon, MI 49040 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 32205 James Street, Colon, MI 49040?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 32205 James Street, Colon, MI 49040. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Colon Twp police department or the St. Joseph County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,304
Principal & interest$1,297
HOA$7
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed WirelessDSL
8 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
32205 James Street, Colon, MI 49040
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