Sold
323 S Chipman Street, Owosso, MI 48867
Sold on 05/20/2026 for$130,000
MLS # 50204045 (MiRealSource)
3 beds1 bathBuilt 18850.13 acres
1 / 28
Listing Description
Adorable and affordable! Move-in ready 3 bedroom, 1 bath home offering main floor laundry and bedroom, nice living spaces and many updates including new flooring on the main floor. Awesome privacy fenced yard with room for a fire pit and garden!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1885 sits in Owosso in Owosso.
Final sale price: $130,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.13 acres
Year Built1885
Location
CityOwosso
MunicipalityOwosso City
Zip Code48867
CountyShiawassee
School DistrictOwosso
Construction & Systems
ConstructionAluminum Siding
HeatingForced Air
SewerPublic
Sale & Financing
Listed4/8/2026
Sold Date5/19/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kori Shook
Kori Shook & Associates
Frequently Asked Questions about 323 S Chipman Street, Owosso, MI 48867
Which school district serves 323 S Chipman Street, Owosso, MI 48867?
Per MLS# 50204045, 323 S Chipman Street, Owosso, MI 48867 is in the Owosso boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Owosso directly to confirm enrollment eligibility.
What financing options are available for 323 S Chipman Street, Owosso, MI 48867?
Per MLS# 50204045, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 323 S Chipman Street, Owosso, MI 48867 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 323 S Chipman Street, Owosso, MI 48867 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 323 S Chipman Street, Owosso, MI 48867?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Owosso City police department or the Shiawassee County sheriff's office.
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Monthly payment$713
Principal & interest$713
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
323 S Chipman Street, Owosso, MI 48867
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Municipality
Owosso
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