Sold
3230 Thomas Road, Oxford, MI 48371
Sold on 04/28/2026 for$395,000
MLS # 20261021019 (Realcomp)
3 beds3 baths3,224 sqftBuilt 19572.11 acres
1 / 36
Listing Description
Nestled on 2 PRIVATE ACRES just minutes from downtown Oxford, this 3-bedroom, 2.1-bath home delivers what most buyers have stopped believing they can find — Space, Land, and Location all at once. A fully finished walkout basement nearly doubles your living space featuring a second kitchen, spacious living area, flex room, full bath, and ample storage — perfect for guests, entertaining, or room to grow. Step outside and you'll find a large established garden that turns this property into a true homestead dream. Major updates give buyers real peace of mind: newer roof, whole-house generator, whole-house water filtration system, well new in 2000, and a brand new well pressure tank in 2024. Add beautifully refinished hardwood floors and a 2-car garage with built-in storage. Meticulously maintained and move-in ready, this one is the real deal! Don't miss out on this rare opportunity! Listing includes lots P-04-04-351-004 and P-04-04-351-003 totaling just over 2 acres!
Source: SparkMLS
About this home
3-bedroom, 3-bath, 3,224 sq ft home in Oxford Township in Oxford built in 1957.
This home sold for $395,000 (about $123/sq ft).
Estimated annual property tax: $5,244, or about $437 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area3,224 sqft
Lot Size2.11 acres
Year Built1957
Stories1
Location
CityOxford
MunicipalityOxford Twp
Zip Code48371
CountyOakland
School DistrictOxford
Construction & Systems
ConstructionBrick
BasementWalk-Out Access
Garage2 spaces
HeatingBaseboard
WaterWell
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed4/1/2026
Sold Date4/27/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,085
State Equalized Value$140,990
Taxable Value$123,750
Parcel #0404351003
Source: Public Records
Legal Description
T5N, R10E, SEC 4 PART OF SW 1/4 BEG AT PT DIST S 88-33-07 W 1639.20 FT & N 26-31-56 W 1390.06 FT & S 83-52-24 W 336.61 FT FROM S 1/4 COR, TH N 01-27-37 W 160.19 FT, TH S 87-53-41 W 328.50 FT, TH S 01-27-37 E 146 FT, TH S 88-24-47 E 277 FT, TH N 83-52 -24 E 52.04 FT TO BEG 1.17 A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Taylor Craven
Century 21 Professionals Clarkston
Frequently Asked Questions about 3230 Thomas Road, Oxford, MI 48371
What school district is 3230 Thomas Road, Oxford, MI 48371 in?
Per MLS# 20261021019, this property is served by Oxford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261021019, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261021019, the most recent reported annual property tax for 3230 Thomas Road, Oxford, MI 48371 is $5,085. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3230 Thomas Road, Oxford, MI 48371 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3230 Thomas Road, Oxford, MI 48371 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$5,244
Monthly$437
Millage rate37.1942 mills
Municipality: CHARTER TOWNSHIP OF OXFORD
School district: OXFORD AREA COMM SCH DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,025
Principal & interest$2,588
Property taxes$437
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3230 Thomas Road, Oxford, MI 48371
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Municipality
Oxford Township
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County
Oakland County
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