Sold

3242 Harding Street, Conklin, MI 49403

Sold on 07/30/2025 for$474,900

MLS # 25029718 (Michigan Regional Information Center (MichRIC))

3 beds2 baths2,560 sqftBuilt 19885 acres

3242 Harding Street, Conklin, MI 49403 — front exterior

1 / 31

Listing Description

Enjoy peace of mind and plenty of space in this move-in-ready 3-bedroom, 1 full and 1 half-bath ranch, nestled on 5 beautiful acres. Thoughtfully designed and lovingly maintained by its original owner, this home was built with energy efficiency in mind, featuring 2x6 exterior walls and Anderson Low-E windows for enhanced comfort and savings. Recent updates include a spacious kitchen with stainless steel appliances and bar, a Generac whole-home generator installed in 2024, a new roof and asphalt in 2022, and a heated workshop added in 2021—perfect for projects and hobbies. Plus, with a large outbuilding for extra storage and plenty of acreage to enjoy, this property offers both convenience and tranquility.

Source: SparkMLS

About this home

This 3-bedroom, 2-bath, 2,560 sq ft home built in 1988 sits in Chester Township in Conklin.

Closed at $474,900 (about $186/sq ft).

Annual property taxes run approximately $2,842 ($237/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms2

Living Area2,560 sqft

Lot Size5 acres

Year Built1988

Stories1

Location

CityConklin

MunicipalityChester Twp

Zip Code49403

CountyOttawa

School DistrictCoopersville Area Public School District

Construction & Systems

StyleRanch

ConstructionStone, Vinyl Siding

BasementDaylight

Garage2 spaces

HeatingForced Air

WaterWell

SewerSeptic Tank

UtilitiesHigh-Speed Internet

InteriorCeiling Fan(s), Garage Door Opener, Hot Tub Spa, Pantry

Sale & Financing

Listed6/23/2025

Sold Date7/29/2025

Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional

Source: SparkMLS

Tax Information

Annual Tax$2,842

Tax Year2024

State Equalized Value$182,100

Taxable Value$91,770

Assessed Value$89,011

Homestead (PRE)100%

Parcel #70-01-32-200-010

Source: Public Records

Legal Description

PART OF NE 1/4 COM 328.3 FT W OF NE SEC COR, TH S 02D 35M 17S E 467.15 FT ALG W LI OF E 10 A OF N 1/2 OF NE 1/4, W 467.15 FT N 02D 35M 17S W 467.15 FT, TH E 467.15 FT TO BEG. SEC 32 T9N R13W 5 A

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Tara Takken Westveer

Homestead Realty of W Michigan

Frequently Asked Questions about 3242 Harding Street, Conklin, MI 49403

What school district is 3242 Harding Street, Conklin, MI 49403 in?

Per MLS# 25029718, this property is served by Coopersville Area Public School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.

What type of financing is accepted for this listing?

Per MLS# 25029718, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

How much are property taxes for this home?

Per MLS# 25029718, the most recent reported annual property tax for 3242 Harding Street, Conklin, MI 49403 is $2,842 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Is 3242 Harding Street, Conklin, MI 49403 eligible for USDA financing?

Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

Per FEMA's National Flood Hazard Layer, 3242 Harding Street, Conklin, MI 49403 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

Is fiber internet available at 3242 Harding Street, Conklin, MI 49403?

Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

Who are the utility providers for this property?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.

Consumers Energy Company DTE Gas Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the Chester Twp police department or the Ottawa County sheriff's office.

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