Sold
3324 S Ironwood Drive, Ludington, MI 49431
Sold on 04/20/2026 for$584,000
MLS # 26011467 (Michigan Regional Information Center (MichRIC))
3 beds3 baths4,000 sqftBuilt 20061.96 acres
1 / 40
Listing Description
Custom built craftsman home with 185 feet of frontage on Hopkins Lake. Enjoy the beautiful views from your three season room or your outdoor patio. Nicely landscaped on almost 2 acres with plenty of outdoor storage. Once inside the beauty of the Hickory flooring and tongue and groove ceilings compliment the stone fireplace, perfect for those cool evenings. Gourmet kitchen with pecan cabinetry and granite island with separate dining area would be a chef's delight. This 2 bedroom plus loft, for another bedroom, 2 1/2 bath home has attention paid to every detail down to the trim, flooring and ceilings. Plenty of storage and amenities galore! Don't miss an opportunity for this beautiful home!
Source: SparkMLS
About this home
Located in Ludington, this property offers 3-bedroom, 3-bath, 4,000 sq ft, with original construction dating to 2006.
This home sold for $584,000 (about $146/sq ft).
Property tax estimate: $6,586 per year ($549/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area4,000 sqft
Lot Size1.96 acres
Year Built2006
Stories2
Location
CityLudington
MunicipalityPere Marquette Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleCraftsman
ConstructionWood Siding
BasementDaylight, Full
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Central Vacuum, Garage Door Opener, LP Tank Rented, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed3/23/2026
Sold Date4/19/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$500 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$5,026
Tax Year2024
State Equalized Value$243,200
Taxable Value$184,936
Assessed Value$184,936
Homestead (PRE)100%
Parcel #010-750-000-030-00
Source: Public Records
Legal Description
SECTION 1, T17N, R18W. SANCTUARY AT HOPKINS LAKE, UNIT #30
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kevin M Leavitt
CENTURY 21 Bayshore
Frequently Asked Questions about 3324 S Ironwood Drive, Ludington, MI 49431
What school district is 3324 S Ironwood Drive, Ludington, MI 49431 in?
Per MLS# 26011467, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26011467, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26011467, the most recent reported annual property tax for 3324 S Ironwood Drive, Ludington, MI 49431 is $5,026 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3324 S Ironwood Drive, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3324 S Ironwood Drive, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Pere Marquette Twp police department or the Mason County sheriff's office.
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Tax Estimate
$
Annual tax$6,586
Monthly$549
Millage rate27.0809 mills
Municipality: Pere Marquette TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$4,379
Principal & interest$3,788
Property taxes$549
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3324 S Ironwood Drive, Ludington, MI 49431
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