For Sale
3360 County Road 490, Luzerne, MI 48636
$230,000
MLS # 201838961
2 beds1 bathBuilt 197512.7 acres
1 / 36
Listing Description
Attention trail riders, ATV enthusiasts, horseback riders, and hikers--check out this charming 2-bedroom, 1-bath home (or cozy cabin) nestled in the highly desirable Luzerne area. Sitting on just over 12 acres that directly border federal land, it's perfect for privacy, outdoor fun, and endless exploration. Inside, you'll find a fresh, modern remodel, while the exterior is completely maintenance-free for easy ownership. Outbuildings include a spacious 30x30 barn with electricity, a handy 14x20 shed, and dedicated wood storage. Neat, clean, and truly move-in ready, this property combines comfort, convenience, and natural seclusion. Located about a mile from the ATV and Shore-to-Shore horse trail, as well as Big Creek. All measurements should be verified by the buyer and/or buyer's agent., Age: 31+ Years Approx
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home built in 1975 sits in Luzerne.
Listed at $230,000.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size12.7 acres
Year Built1975
Location
CityLuzerne
MunicipalityBig Creek Twp
Zip Code48636
CountyOscoda
Sale & Financing
Listed3/8/2026
Original Price$235,000
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joseph James Sykes
State Wide Real Estate Mio
Frequently Asked Questions about 3360 County Road 490, Luzerne, MI 48636
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3360 County Road 490, Luzerne, MI 48636 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 3360 County Road 490, Luzerne, MI 48636?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Big Creek Twp police department or the Oscoda County sheriff's office.
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Monthly payment$1,492
Principal & interest$1,492
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3360 County Road 490, Luzerne, MI 48636
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