Sold
340 Horatio Street, Charlotte, MI 48813
Sold on 12/05/2025 for$117,000
MLS # 292188 (Greater Lansing Association of REALTORS®)
3 beds1 bathBuilt 19090.1 acres
1 / 39
Listing Description
Welcome to 340 Horatio! This home features an open floor plan with 3 bedrooms and 1.5 baths! Beautiful original woodwork throughout the home. The plumbing was updated and a hot water heater was installed in 2022. All appliances in the kitchen stay as well as the washer and dryer. There is a 3 seasons room on the back of the home and a covered large front porch to sit and relax! One car garage for storage. The basement has high ceiling and one room has paneling. You could add some flooring to make some additional living space. The seller has not lived in the property since 1998 and filled out the disclosures to the best of her knowledge. The home is being sold as is. This home is move in ready and with a little TLC would be perfect for a first-time home buyer or someone, Front Door: East, Improvements: Three Seasons Room, Foundation Details: Concrete Perimeter
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Charlotte in Charlotte built in 1909.
Closed at $117,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.1 acres
Year Built1909
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
Construction & Systems
ConstructionConcrete, Vinyl Siding
BasementOther, Slab, Full
Garage1 space
SewerPublic
UtilitiesBroadband
Sale & Financing
Listed10/23/2025
Sold Date12/4/2025
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Teresa Redfield
Exit Great Lakes Realty
Frequently Asked Questions about 340 Horatio Street, Charlotte, MI 48813
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 340 Horatio Street, Charlotte, MI 48813 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 340 Horatio Street, Charlotte, MI 48813 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 340 Horatio Street, Charlotte, MI 48813?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
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Monthly payment$972
Principal & interest$972
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
340 Horatio Street, Charlotte, MI 48813
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Municipality
Charlotte
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