For Sale
3400 N Sturgeon Road, Midland, MI 48640
$469,900
MLS # 1940918 (Northern Great Lakes REALTORS® MLS)
4 beds2 bathsBuilt 19875 acres
1 / 68
Listing Description
"Elegantly Crafted Saltbox" You'll love coming home to this beautifully appointed Retreat. It's what's referred to as a "Lifestyle Property". It's perfect for the season's of your life! Whether you are a younger family with children or empty nesters, it works! It's appointed with 3 spacious upper story bedrooms, of course you'll find the primary, on suite and walk-in. Gorgeous formal Entry with sweeping Staircase welcomes you into the main level, into the spacious Living room and thru to the Formal dining. The Kitchen has an island bar with an eat-in area that transitions into the side entrance and separate laundry. Don't miss the main level Music room, with French door! And that's not all! The lower level is perfect for family game nights or the home theater experience. Theres plenty of storage, and a separate exercise room. The mechanicals of the home are contained to their own area including a entire home generator system. The exterior is equally as lovely, large back deck for entertaining. Built in gazebo, looking into the beautiful woodlands. Complete new roof in 12/25, which includes a transferrable 15-year warranty. New hot water heater and dishwasher also installed in 12/25.
Source: SparkMLS
About this home
4-bedroom, 2-bath home in Midland built in 1987.
Currently offered at $469,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size5 acres
Year Built1987
Stories2
Location
CityMidland
Zip Code48640
CountyMidland
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed11/29/2025
Original Price$454,500
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dawn Krantz
Unknown Office
Frequently Asked Questions about 3400 N Sturgeon Road, Midland, MI 48640
What type of financing is accepted for this listing?
Per MLS# 1940918, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 3400 N Sturgeon Road, Midland, MI 48640 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3400 N Sturgeon Road, Midland, MI 48640 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$3,048
Principal & interest$3,048
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3400 N Sturgeon Road, Midland, MI 48640
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