Sold
3414 LOON LAKE, Waterford, MI 48329
Sold on 06/08/2026 for$330,000
MLS # 20261025789 (Realcomp)
2 beds2 baths1,632 sqftBuilt 1998
1 / 37
Listing Description
Welcome to easy, resort-style living at Adams Landing on beautiful Loon Lake. This spacious 2-bedroom, 2-bath, single-level walk-in condominium offers 1,632 square feet of thoughtfully updated living space.Inside, you’ll find brand new flooring throughout, a freshly painted interior, a new furnace, and fully remodeled kitchen and bathrooms designed with both style and function in mind. The open layout creates a comfortable flow for everyday living and entertaining.Step outside your door and enjoy the rare setting of a 250-acre all-sports lake community featuring a private sandy beach, clubhouse, fire pit, and expansive grassy common areas—perfect for relaxing, gathering with friends, or enjoying the outdoors.Located in the desirable Adams Landing community, this home combines modern updates with a true lake lifestyle—low-maintenance living in a peaceful, scenic setting. *Owner is a licensed agent
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 2-bedroom, 2-bath, 1,632 sq ft, with original construction dating to 1998.
Closed at $330,000 (about $202/sq ft).
Property tax estimate: $6,138 per year ($512/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,632 sqft
Year Built1998
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
Sale & Financing
Listed4/15/2026
Sold Date6/7/2026
Original Price$355,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$485 / Monthly
IncludesLawn/Yard Care, Sewer, Snow Removal, Trash, Water
Source: SparkMLS
Tax Information
Annual Tax$7,762
State Equalized Value$201,840
Taxable Value$156,220
Parcel #1311451084
Source: Public Records
Legal Description
T3N, R9E, SEC 11 OAKLAND COUNTY CONDOMINIUM PLAN NO 440 ADAMS LANDING CONDOMINIUMS UNIT 50 L 9268 P 283 5-19-87 FR 058
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Chris Anderson
Bottom Line Real Estate
Frequently Asked Questions about 3414 LOON LAKE, Waterford, MI 48329
What school district is 3414 LOON LAKE, Waterford, MI 48329 in?
Per MLS# 20261025789, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261025789, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261025789, the most recent reported annual property tax for 3414 LOON LAKE, Waterford, MI 48329 is $7,762. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3414 LOON LAKE, Waterford, MI 48329 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3414 LOON LAKE, Waterford, MI 48329 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$6,138
Monthly$512
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,234
Principal & interest$2,238
Property taxes$512
HOA$485
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3414 LOON LAKE, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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