Sold
3415 Win Kae Place, Bay City, MI 48706
Sold on 05/07/2026 for$402,500
MLS # 50202289 (MiRealSource)
3 beds2 bathsBuilt 20010.35 acres
1 / 62
Listing Description
All-brick ranch in Bangor Township offering 2,300+ sq ft of well-maintained living space. Built in 2001, this one-owner home features 3 bedrooms, 2.5 baths, hardwood floors, and a spacious open-concept kitchen that flows into the living room, dining area, and additional breakfast nook overlooking the backyard. Full basement offers excellent storage or finishing potential. Exterior has been completely refreshed with updated landscaping, rear privacy fence, and beautiful perennials that bloom throughout spring and summer. Thoughtfully designed split floor plan with bedrooms on the west side and mudroom, garage access, basement entry, and additional bath on the east side. 2.5-car garage with abundant built-ins. Major updates include new furnace and A/C (2025), whole-house Generac system, and full home wiring for Solucient security.
Source: SparkMLS
About this home
Located in Bay City, this property offers 3-bedroom, 2-bath, with original construction dating to 2001.
Final sale price: $402,500.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.35 acres
Year Built2001
Location
CityBay City
MunicipalityBangor Twp
Zip Code48706
CountyBay
School DistrictBangor
Construction & Systems
ConstructionBrick
Garage2.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed3/22/2026
Sold Date5/6/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Natasha Jarzabkowski
White Realty
Frequently Asked Questions about 3415 Win Kae Place, Bay City, MI 48706
What school district is 3415 Win Kae Place, Bay City, MI 48706 in?
Per MLS# 50202289, this property is served by Bangor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50202289, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 3415 Win Kae Place, Bay City, MI 48706 eligible for USDA financing?
Per USDA Rural Development boundary data, 3415 Win Kae Place, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3415 Win Kae Place, Bay City, MI 48706 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bangor Twp police department or the Bay County sheriff's office.
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Monthly payment$2,653
Principal & interest$2,653
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3415 Win Kae Place, Bay City, MI 48706
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