Sold
3442 COTTAGE COVE Drive, Fenton, MI 48430
Sold on 05/08/2026 for$510,000
MLS # 20261001574 (Realcomp)
3 beds2 baths1,384 sqftBuilt 20230.08 acres
1 / 19
Listing Description
Welcome to 3442 Cottage Cove on the shores of all sports Lake Ponemah! This newly built craftsman style masterpiece offers luxury and charm, perfectly situated in a quiet and friendly community. With 52 feet of shared frontage, you can enjoy the breathtaking views of Ponemah or hop in the boat to explore all that the chain of lakes (Ponemah, Tupper, and Squaw) has to offer. This stunning home features 3 generously sized bedrooms, neutral paint colors, beautiful hardwood flooring, and gorgeous finishes in the kitchen and baths. Whether your boating, swimming, or entertaining on the deck overlooking the water, this home offers the ultimate lakeside lifestyle!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,384 sq ft home in Fenton built in 2023.
Closed at $510,000 (about $368/sq ft).
Annual property taxes run approximately $10,016 ($835/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 2,000 Mbps across 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,384 sqft
Lot Size0.08 acres
Year Built2023
Stories2
Location
CityFenton
MunicipalityFenton Twp
Zip Code48430
CountyGenesee
School DistrictFenton
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerPublic
Sale & Financing
Listed1/8/2026
Sold Date5/7/2026
Original Price$560,000
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$400 / Annually
Source: SparkMLS
Tax Information
Annual Tax$10,016
Parcel #0627601012
Source: SparkMLS
Legal Description
UNIT 12 COTTAGE COVE (12) FR 06-27-100-022;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Todd Warda
EXP Realty - Fenton
Frequently Asked Questions about 3442 COTTAGE COVE Drive, Fenton, MI 48430
Which school district serves 3442 COTTAGE COVE Drive, Fenton, MI 48430?
Per MLS# 20261001574, 3442 COTTAGE COVE Drive, Fenton, MI 48430 is in the Fenton boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Fenton directly to confirm enrollment eligibility.
What financing options are available for 3442 COTTAGE COVE Drive, Fenton, MI 48430?
Per MLS# 20261001574, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3442 COTTAGE COVE Drive, Fenton, MI 48430?
Per public tax records, annual property taxes for this property are $10,016. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3442 COTTAGE COVE Drive, Fenton, MI 48430 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3442 COTTAGE COVE Drive, Fenton, MI 48430 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 3442 COTTAGE COVE Drive, Fenton, MI 48430. The maximum advertised download speed is 2.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3442 COTTAGE COVE Drive, Fenton, MI 48430?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Fenton Twp police department or the Genesee County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,373
Principal & interest$3,340
HOA$33
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
2 Gbps
Upload
2 Gbps
FiberCableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
7 providers at this address
Surf InternetFiber
2 GbpsSpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3442 COTTAGE COVE Drive, Fenton, MI 48430
View full property history →
County
Oakland County
View county overview →
Get email alerts for new listings near 3442 COTTAGE COVE Drive
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.