Sold
345 Colonial Lane, Algonac, MI 48001
Sold on 11/17/2025 for$170,000
MLS # 20251044052 (Realcomp)
4 beds3 baths1,400 sqftBuilt 19290.25 acres
1 / 21
Listing Description
Bring your imagination and tools! This 4 bedroom, 3bath bungalow is ready to be transformed! Nestled on an adorable street, this home is full of potential with a generous backyard perfect for entertaining or relaxing. The property needs full renovation, making it an excellent opportunity for investors, builders, or buyers eager to create their dream home from the ground up.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 1,400 sq ft home built in 1929 sits in Algonac in Algonac.
Closed at $170,000 (about $121/sq ft).
Annual property taxes run approximately $2,170 ($181/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 6 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,400 sqft
Lot Size0.25 acres
Year Built1929
Stories2
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac Community School District
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterPublic
Sale & Financing
Listed10/8/2025
Sold Date11/16/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,170
Parcel #74011310025000
Source: SparkMLS
Legal Description
LOT 576 SUPV ROY T GILBERTS PLAT NO 5 SEC 02 T2N R16E
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Audrey C Stefanko
National Realty Centers, Inc
Frequently Asked Questions about 345 Colonial Lane, Algonac, MI 48001
What school district is 345 Colonial Lane, Algonac, MI 48001 in?
Per MLS# 20251044052, this property is served by Algonac Community School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251044052, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251044052, the most recent reported annual property tax for 345 Colonial Lane, Algonac, MI 48001 is $2,170. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 345 Colonial Lane, Algonac, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 345 Colonial Lane, Algonac, MI 48001 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 345 Colonial Lane, Algonac, MI 48001?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 345 Colonial Lane, Algonac, MI 48001. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,161
Principal & interest$1,161
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
345 Colonial Lane, Algonac, MI 48001
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Municipality
Algonac
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