Under Contract
346 Bluewater Trail, Boyne City, MI 49712
$1,750,000
MLS # 1942010 (Northern Great Lakes REALTORS® MLS)
4 beds1 bathBuilt 20171.5 acres
1 / 60
Listing Description
Experience unparalleled luxury in this custom built masterpiece that includes 100' of Lake Charlevoix frontage. Designed for entertaining, this home boasts 4 private ensuites and a sophisticated, open-concept layout. Anchored by the natural stone fireplace, the main level features soaring ceilings and expansive windows that frame breathtaking views. Gourmet main kitchen offers high-end appliances, walk-in pantry and snack bar seating. Enjoy dining or relaxing on the oversized deck, accessible from every room. Lower level oasis has a full kitchen, living room with fireplace, family room and private ensuite. Massive 3 car attached garage plus detached garage allow for plenty of storage. Enjoy the best of Northern Michigan living in this exceptional custom home with Lake Charlevoix frontage!
Source: SparkMLS
About this home
Located in Boyne City, this property offers 4-bedroom, 1-bath, with original construction dating to 2017.
Listed at $1,750,000.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Lot Size1.5 acres
Year Built2017
Stories1
Location
CityBoyne City
Zip Code49712
CountyCharlevoix
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed2/1/2026
Original Price$1,795,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by James L Garrow
Bayside Real Estate
Frequently Asked Questions about 346 Bluewater Trail, Boyne City, MI 49712
What financing options are available for 346 Bluewater Trail, Boyne City, MI 49712?
Per MLS# 1942010, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 346 Bluewater Trail, Boyne City, MI 49712 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 346 Bluewater Trail, Boyne City, MI 49712 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 346 Bluewater Trail, Boyne City, MI 49712?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$11,350
Principal & interest$11,350
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
346 Bluewater Trail, Boyne City, MI 49712
View full property history →
Get email alerts for new listings near 346 Bluewater Trail
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.