Sold
3478 Richmond Street, Waterford, MI 48328
Sold on 05/20/2026 for$300,000
MLS # 20261025527 (Realcomp)
3 beds1 bath1,904 sqftBuilt 19560.28 acres
1 / 23
Listing Description
Welcome to 3478 Richmond Street! This well-maintained ranch offers a perfect blend of comfort, updates, and outdoor space. Featuring 3 bedrooms and an updated bathroom, the home showcases freshly painted interiors, beautiful hardwood flooring, and an updated kitchen complete with quartz countertops and newer stainless steel appliances(2019). Enjoy the convenience of an oversized 2-car attached garage, plus an additional 1-car detached garage and a shed ideal for storage, hobbies, or extra workspace. The large yard provides plenty of room for outdoor living and entertaining, and you’ll love the added bonus of lake access to Watkins Lake. Inside, the finished basement includes a cozy fireplace, creating a great space for relaxing or gathering. The home is also wired for a whole-house generator for added peace of mind. Major updates include a new roof (2018), vinyl siding (2015), water softener (2020), furnace (2011), and a brand-new hot water heater (2025). A spacious driveway with additional circular parking offers ample room for guests and multiple vehicles. This move-in ready home combines practical updates, generous amenities, and a desirable location. Don’t miss your opportunity to make it yours!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,904 sq ft home built in 1956 sits in Waterford Township in Waterford.
Final sale price: $300,000 (about $158/sq ft).
Property tax estimate: $3,129 per year ($261/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,904 sqft
Lot Size0.28 acres
Year Built1956
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed4/14/2026
Sold Date5/19/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$20
Source: SparkMLS
Tax Information
Annual Tax$2,221
State Equalized Value$102,890
Taxable Value$61,200
Parcel #1314451006
Source: Public Records
Legal Description
T3N, R9E, SEC 14 WATKINS-PONTIAC ESTATES LOT 153
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Andrea M Rakestraw
KW Showcase Realty
Frequently Asked Questions about 3478 Richmond Street, Waterford, MI 48328
What school district is 3478 Richmond Street, Waterford, MI 48328 in?
Per MLS# 20261025527, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261025527, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261025527, the most recent reported annual property tax for 3478 Richmond Street, Waterford, MI 48328 is $2,221. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3478 Richmond Street, Waterford, MI 48328 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3478 Richmond Street, Waterford, MI 48328 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Loading map...
Tax Estimate
$
Annual tax$3,129
Monthly$261
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,064
Principal & interest$1,784
Property taxes$261
HOA$20
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3478 Richmond Street, Waterford, MI 48328
View full property history →
Municipality
Waterford Township
View all listings →
County
Oakland County
View county overview →
Get email alerts for new listings near 3478 Richmond Street
We'll notify you when something hits the market in Waterford Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.