Sold
3498 Niemi Street, Harrison, MI 48625
Sold on 05/12/2026 for$80,000
MLS # 26013975 (Michigan Regional Information Center (MichRIC))
1 bed1 bath696 sqftBuilt 19600.46 acres
1 / 18
Listing Description
Escape the noise and experience the true Northern Michigan lifestyle only at 3498 Niemi St in Harrison, MI. This 1 bedroom, 1 bathroom cottage sits on just under half an acre, offering the perfect blend of comfort, flexibility, and future build potential. Inside you will find that this home features an expansive living room, airy dining space, and a full on kitchen with all appliances. Not only is this creating a functional space to relax and unwind, You could be parking your RV and set up camp, host bonfires, or enjoy quiet mornings & nights, off the back on your private deck. With the existing structure already in place, the opportunity to build your dream home or expand onto the existing structure is right at your fingertips. Ideal as a private getaway, your personal basecamp, or future investment, this property is where simplicity, space, and freedom come together allowing you the opportunity to just move on in and start relaxing on closing day.
Source: SparkMLS
About this home
Located in Harrison, this property offers 1-bedroom, 1-bath, 696 sq ft, with original construction dating to 1960.
Final sale price: $80,000 (about $115/sq ft).
Annual property taxes run approximately $642 ($53/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area696 sqft
Lot Size0.46 acres
Year Built1960
Stories1
Location
CityHarrison
MunicipalityHayes Twp
Zip Code48625
CountyClare
School DistrictHarrison
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
HeatingForced Air, Wall Furnace
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
Sale & Financing
Listed4/10/2026
Sold Date5/11/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$642
Tax Year2025
Assessed Value$18,011
Parcel #007-170-363-00
Source: SparkMLS
Legal Description
T19N R4W SEC 17 3498 NIEMI DR LOT 363 ASH ACRES NO 6.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nathaniel Richards
LPT Realty, LLC
Frequently Asked Questions about 3498 Niemi Street, Harrison, MI 48625
Which school district serves 3498 Niemi Street, Harrison, MI 48625?
Per MLS# 26013975, 3498 Niemi Street, Harrison, MI 48625 is in the Harrison boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Harrison directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26013975, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3498 Niemi Street, Harrison, MI 48625?
Per public tax records, annual property taxes for this property are $642 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3498 Niemi Street, Harrison, MI 48625 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3498 Niemi Street, Harrison, MI 48625 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3498 Niemi Street, Harrison, MI 48625?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hayes Twp police department or the Clare County sheriff's office.
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Monthly payment$551
Principal & interest$551
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3498 Niemi Street, Harrison, MI 48625
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