For Sale
3521 Spruce Street, Twin Lake, MI 49457
$98,900
MLS # 26017250 (Michigan Regional Information Center (MichRIC))
2 beds2 baths920 sqftBuilt 20260 acres
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Listing Description
Welcome to this beautifully designed 2 bedroom, 2 full bath home in Timberline Estates! Featuring an open concept floorplan filled with natural light, this home offers a bright and inviting space perfect for everyday living and entertaining. The kitchen is a standout with rich cabinetry, ample counter space, stainless steel appliances, and a functional layout that flows seamlessly into the main living area. The spacious primary suite offers a private full bath and generous closet space, while the second bedroom and additional full bath provide flexibility for guests, a home office, or hobbies. Enjoy the convenience of main floor laundry, modern finishes throughout, and a clean, move in ready feel. Outside, you'll find a low maintenance yard and private driveway. Buyers must be approved by Timberline Estates. Buyer to pay applicable sales tax and title transfer fees. Enjoy low-maintenance living with lot rent starting at just $440/month, which includes water, sewer, and trash removal
Source: SparkMLS
About this home
Located in Cedar Creek Township in Twin Lake, this property offers 2-bedroom, 2-bath, 920 sq ft, with original construction dating to 2026.
Asking $98,900 (about $108/sq ft).
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms2
Bathrooms2
Living Area920 sqft
Year Built2026
Stories1
Location
CityTwin Lake
MunicipalityCedar Creek Twp
Zip Code49457
CountyMuskegon
School DistrictHolton
Construction & Systems
StyleOther
ConstructionVinyl Siding
BasementSlab, Other
HeatingForced Air
WaterPrivate Water
Sale & Financing
Listed5/14/2026
Original Price$99,000
Terms AcceptedOther, Cash
Source: SparkMLS
Tax Information
Annual Tax$0
Tax Year2025
Assessed Value$0
Parcel #08-031-300-9993-04
Source: SparkMLS
Legal Description
2026 Fairmont Cavco Harrison
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Keri Wade
Five Star Real Estate Whitehall
Frequently Asked Questions about 3521 Spruce Street, Twin Lake, MI 49457
Which school district serves 3521 Spruce Street, Twin Lake, MI 49457?
Per MLS# 26017250, 3521 Spruce Street, Twin Lake, MI 49457 is in the Holton boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Holton directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26017250, this listing accepts Other, Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3521 Spruce Street, Twin Lake, MI 49457 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3521 Spruce Street, Twin Lake, MI 49457 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3521 Spruce Street, Twin Lake, MI 49457?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Cedar Creek Twp police department or the Muskegon County sheriff's office.
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Monthly payment$641
Principal & interest$641
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3521 Spruce Street, Twin Lake, MI 49457
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Municipality
Cedar Creek Township
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