Sold
3553 W Duck Lake Road, Whitehall, MI 49461
Sold on 04/24/2026 for$434,000
MLS # 26003208 (Michigan Regional Information Center (MichRIC))
4 beds4 baths2,565 sqftBuilt 20059.7 acres
1 / 31
Listing Description
Tucked away on nearly 10 private acres in the North Muskegon/Whitehall area, this exceptional property offers a rare blend of space, nature, and architectural charm. Set along a peaceful creek, the home feels like a retreat, with mornings starting by the water and evenings spent on the patio just steps from the shoreline 🌿 Inside, the home features 4 bedrooms and 3.5 baths, designed for both comfortable living and entertaining. The living room opens to the second floor, filling the space with natural light and an airy feel. A walkout basement adds flexibility for additional living space, guests, or recreation. Outdoors, nearly 9.7 acres provide privacy and room to roam, while the detached two-car garage with loft offers space for storage, a workshop, or studio. Whether it's the creekside setting, open land, or inviting design, this property is a rare find that invites you to slow down and stay awhile. Don't wait! Make an offer today!
Source: SparkMLS
About this home
Located in Fruitland Township in Whitehall, this property offers 4-bedroom, 4-bath, 2,565 sq ft, with original construction dating to 2005.
Final sale price: $434,000 (about $169/sq ft).
Annual property taxes run approximately $5,166 ($431/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 280 Mbps from 4 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,565 sqft
Lot Size9.7 acres
Year Built2005
Stories2
Location
CityWhitehall
MunicipalityFruitland Twp
Zip Code49461
CountyMuskegon
School DistrictReeths-Puffer
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Hot Tub Spa, Wet Bar, Center Island, Eat-in Kitchen
Sale & Financing
Listed1/27/2026
Sold Date4/23/2026
Original Price$444,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,166
Tax Year2025
Assessed Value$160,626
Parcel #06-122-300-0002-03
Source: SparkMLS
Legal Description
FRUITLAND TOWNSHIP SEC 22 T11N R17W W 1/3 OF FOL DESC PARCEL: NE 1/4 OF SW 1/4 EXC E 330 FT TH'OF SUBJ TO ESMT REC'D IN L/P 3658/484
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stacey Ruwe
City2Shore Gateway Group
Frequently Asked Questions about 3553 W Duck Lake Road, Whitehall, MI 49461
What school district is 3553 W Duck Lake Road, Whitehall, MI 49461 in?
Per MLS# 26003208, this property is served by Reeths-Puffer. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26003208, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26003208, the most recent reported annual property tax for 3553 W Duck Lake Road, Whitehall, MI 49461 is $5,166 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3553 W Duck Lake Road, Whitehall, MI 49461 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3553 W Duck Lake Road, Whitehall, MI 49461 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3553 W Duck Lake Road, Whitehall, MI 49461?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3553 W Duck Lake Road, Whitehall, MI 49461. The maximum advertised download speed is 280 Mbps. 4 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fruitland Twp police department or the Muskegon County sheriff's office.
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Monthly payment$2,821
Principal & interest$2,821
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
280 Mbps
Upload
30 Mbps
GSO SatelliteSatelliteLicensed Fixed Wireless
4 providers at this address
StarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3553 W Duck Lake Road, Whitehall, MI 49461
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Municipality
Fruitland Township
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