Sold
3615 West Bear Lake Road, Kalkaska, MI 49646
Sold on 05/22/2026 for$500,000
MLS # 1944093 (Northern Great Lakes REALTORS® MLS)
3 beds2 bathsBuilt 199510 acres
1 / 35
Listing Description
Set on 10 acres of hardwoods, this 3-bedroom, 3-bath home sits on a hilltop with a paved driveway and a quiet, tucked-away feel just off a county-maintained road. Inside, you’ll find two beautiful rock ledge fireplaces and a fully finished walkout basement that adds great extra living space. Central air and a whole-house generator keep things comfortable year-round. The back deck is built for entertaining—perfect for grilling, relaxing, and taking in sunsets or a sky full of stars. Need space for toys or projects? You’ve got it with two full garages and an 18x40 pole barn with two 12x14 doors. Located between Grayling and Kalkaska, close to state land, trails, and the Manistee River—this is a great spot for snowmobiling, hunting, or just getting outdoors. Well cared for and ready for its next chapter.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 1995 sits in Kalkaska.
Final sale price: $500,000.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size10 acres
Year Built1995
Stories1
Location
CityKalkaska
Zip Code49646
CountyKalkaska
Construction & Systems
BasementDaylight, Other
HeatingForced Air, Wood
WaterPrivate Water
Sale & Financing
Listed4/21/2026
Sold Date5/21/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Carol M Karas
EXIT Northern Shores Realty-KA
Frequently Asked Questions about 3615 West Bear Lake Road, Kalkaska, MI 49646
What type of financing is accepted for this listing?
Per MLS# 1944093, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3615 West Bear Lake Road, Kalkaska, MI 49646 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 3615 West Bear Lake Road, Kalkaska, MI 49646?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$3,113
Principal & interest$3,113
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3615 West Bear Lake Road, Kalkaska, MI 49646
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