For Sale
3626 Kawkawlin River Drive, Bay City, MI 48706
$231,900
MLS # 50198310 (MiRealSource)
3 beds1 bathBuilt 19550.68 acres
1 / 23
Listing Description
Bangor Township beauty with a view of the Kawkawlin River. This 3 bedroom 1.5 bath ranch is ready for its new owners. Plenty of room to roam on a huge private 96x300 lot including a heated 24x28 out building with new insulation, drywall, flooring and wall furnace. Large overhang perfect for entertaining. New pellet burning stove to keep the home toasty on those cold winter days. New recess lighting throughout. New gutters. Just a few final touches needed and this one one will be spectacular. Call today for your private showing!
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Bay City built in 1955.
Asking $231,900.
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.68 acres
Year Built1955
Location
CityBay City
MunicipalityBangor Twp
Zip Code48706
CountyBay
School DistrictBangor
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
Garage1.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed1/26/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeremy Owen
Bay Realty Michigan
Frequently Asked Questions about 3626 Kawkawlin River Drive, Bay City, MI 48706
What school district is 3626 Kawkawlin River Drive, Bay City, MI 48706 in?
Per MLS# 50198310, this property is served by Bangor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50198310, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 3626 Kawkawlin River Drive, Bay City, MI 48706 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3626 Kawkawlin River Drive, Bay City, MI 48706 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3626 Kawkawlin River Drive, Bay City, MI 48706?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3626 Kawkawlin River Drive, Bay City, MI 48706. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bangor Twp police department or the Bay County sheriff's office.
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Monthly payment$1,504
Principal & interest$1,504
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
50 Mbps
CableGSO SatelliteFixed WirelessSatelliteDSLLicensed Fixed Wireless
8 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsM3 Wireless IncFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsAT&TDSL
75 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsAT&TLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3626 Kawkawlin River Drive, Bay City, MI 48706
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