Sold
3626 Lakeshore Dr K9 9, St. Joseph, MI 49085
Sold on 05/13/2026 for$260,000
MLS # 26001906 (Michigan Regional Information Center (MichRIC))
2 beds1 bath950 sqftBuilt 19640 acres
1 / 26
Listing Description
Picture-perfect Lakeshore living awaits in this beautifully remodeled upper-level 2-bedroom condo with a beautiful balcony. Enjoy stunning views of Lake Michigan from your the bedrooms and an exceptional location with easy access to downtown St. Joseph. This light-filled residence offers a comfortable, coastal feel and is ideal as a full-time home or weekend retreat. The community features an impressive array of amenities including two heated in-ground pools, a clubhouse, lakeside paved walking path with elevated beach area and gazebo, putting green, shared grills, picnic tables, and fire pits. Each building offers a shared laundry area, private storage locker, and a dedicated carport parking space. Association dues cover lawn care, snow removal, water, trash, and recycling, making for truly low-maintenance living. Located just minutes from downtown shopping, dining, and world-class Lake Michigan beaches—and only 90 minutes from Chicago.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 950 sq ft home built in 1964 sits in St Joseph in St. Joseph.
Final sale price: $260,000 (about $274/sq ft).
Annual property taxes run approximately $3,688 ($307/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms1
Living Area950 sqft
Year Built1964
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleOther
ConstructionBrick
BasementSlab
HeatingHeat Pump
WaterPublic
SewerPublic
UtilitiesCable Available
Sale & Financing
Listed1/14/2026
Sold Date5/12/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$400 / Monthly
IncludesWater, Trash, Snow Removal, Sewer, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$3,688
Tax Year2024
Assessed Value$69,472
Parcel #7644000118007
Source: SparkMLS
Legal Description
Legal: UNIT 118 LAKESHORE CONDOMINIUM LIBER 103 PAGE 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ryan D Green
Green Towne Coastal Realty
Frequently Asked Questions about 3626 Lakeshore Dr K9 9, St. Joseph, MI 49085
Which school district serves 3626 Lakeshore Dr K9 9, St. Joseph, MI 49085?
Per MLS# 26001906, 3626 Lakeshore Dr K9 9, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26001906, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3626 Lakeshore Dr K9 9, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $3,688 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3626 Lakeshore Dr K9 9, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 3626 Lakeshore Dr K9 9, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 3626 Lakeshore Dr K9 9, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3626 Lakeshore Dr K9 9, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,184
Principal & interest$1,784
HOA$400
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
XfinityCable
1.2 GbpsAT&TFiber
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsAT&TDSL
50 MbpsHughesNetSatellite
50 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3626 Lakeshore Dr K9 9, St. Joseph, MI 49085
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Municipality
St Joseph
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