Sold
3633 Richmond St, Waterford, MI 48328
Sold on 06/11/2026 for$356,000
MLS # 20261023486 (Realcomp)
3 beds2 baths1,733 sqftBuilt 20160.17 acres
1 / 23
Listing Description
Charming 3-bed, 2-bath home with almost 1,800 sq ft of modern living, just 10 years old. Open floor plan, spacious kitchen, large primary suite, and flexible additional bedrooms. Daylight lower level ready for finishing—perfect for a 4th bedroom, rec room, or home office.Outdoor living shines here—all-sports lake access, a serene backyard pond, large deck, fenced yard, and storage shed. Steps from Watkins Lake and surrounded by nature and recreation. Plenty of yard space for gardening or pets.Located steps from Watkins Lake in a nature-filled neighborhood with great walkability. Move-in ready
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,733 sq ft home in Waterford Township in Waterford built in 2016.
Closed at $356,000 (about $205/sq ft).
Estimated annual property tax: $5,147, or about $429 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,733 sqft
Lot Size0.17 acres
Year Built2016
Stories3
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed4/8/2026
Sold Date6/10/2026
Terms AcceptedCash, FHA, VA Loan
HOA
HOA Fee$50 / Annually
Source: SparkMLS
Tax Information
Annual Tax$5,147
Parcel #M1314378003
Source: SparkMLS
Legal Description
T3N, R9E, SEC 14 WATKINS LAKE PARK LOT 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Fadi Jarrous
Century 21 Curran & Oberski
Frequently Asked Questions about 3633 Richmond St, Waterford, MI 48328
What school district is 3633 Richmond St, Waterford, MI 48328 in?
Per MLS# 20261023486, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3633 Richmond St, Waterford, MI 48328?
Per MLS# 20261023486, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261023486, the most recent reported annual property tax for 3633 Richmond St, Waterford, MI 48328 is $5,147. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3633 Richmond St, Waterford, MI 48328 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3633 Richmond St, Waterford, MI 48328 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Mortgage Calculator
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Monthly payment$2,248
Principal & interest$2,244
HOA$4
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3633 Richmond St, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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