For Sale
3694 N Us-23, Oscoda, MI 48750
$649,900
MLS # 1945900 (Northern Great Lakes REALTORS® MLS)
4 beds1 bathBuilt 19930.54 acres
1 / 25
Listing Description
Lake Huron living awaits at 3694 N US-23, Oscoda! This spacious 4-bedroom, 2-bath home offers 1,953 square feet of comfortable living space and an incredible 64 feet of private Lake Huron frontage. Wake up to breathtaking sunrises over the water and enjoy all the beauty and recreation that Michigan's Sunrise Coast has to offer right from your backyard. Inside, you'll find plenty of room for family and guests with a functional floor plan designed for both everyday living and entertaining. Large windows invite natural light and showcase stunning lake views, while the generous living spaces provide a warm and welcoming atmosphere. Outside, the property features a detached 2-car garage and an additional storage shed, offering ample space for vehicles, tools, beach toys, and outdoor equipment. The expansive waterfront setting provides the perfect backdrop for summer gatherings, bonfires by the shore, or simply relaxing while listening to the waves. Home is wheelchair accessible with ramped entrance and a chair lift to the second floor. Whether you're searching for a year-round residence, a vacation getaway, or an investment opportunity, this Lake Huron waterfront property delivers the best of Northern Michigan living. Conveniently located near Oscoda's shopping, dining, golf courses, the Au Sable River, and countless outdoor recreation opportunities. Don't miss your chance to own this beautiful piece of Lake Huron shoreline—schedule a showing today!
Source: SparkMLS
About this home
4-bedroom, 1-bath home in Oscoda built in 1993.
Listed at $649,900.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Lot Size0.54 acres
Year Built1993
Stories2
Location
CityOscoda
Zip Code48750
CountyIosco
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/29/2026
Original Price$649,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by APRIL KAMMERER
Unknown Office
Frequently Asked Questions about 3694 N Us-23, Oscoda, MI 48750
What financing options are available for 3694 N Us-23, Oscoda, MI 48750?
Per MLS# 1945900, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 3694 N Us-23, Oscoda, MI 48750 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3694 N Us-23, Oscoda, MI 48750 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$4,215
Principal & interest$4,215
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3694 N Us-23, Oscoda, MI 48750
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