For Sale
3697 118th Avenue, Allegan, MI 49010
$399,900
MLS # 26026640 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,680 sqftBuilt 19923.8 acres
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Listing Description
Peaceful privacy can be found in this well kept 4 bedroom 2 bath home situated on a double parcel of 3.8 acres. Primary bedroom includes a walk in closet. All newer Kitchen appliances. Beautifully wooded with open spaces for a firepit, pool, garden or playground for the kiddos. There is room for all of it! The back of the home features a large deck and adjoining cement patio for entertaining and relaxing. The walkout basement level offers tons of possibilities for a future family room, gym, theatre room or whatever inspires you. Bonus ....the pole barn is 32 x 40 with a cement floor, electrical service and a high ceiling. Perfect for boats, RVs or a huge workshop! Don't miss this one. See it soon.
Source: SparkMLS
About this home
Located in Valley Township in Allegan, this property offers 4-bedroom, 2-bath, 1,680 sq ft, with original construction dating to 1992.
Asking $399,900 (about $238/sq ft).
Estimated annual property tax: $3,350, or about $279 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,680 sqft
Lot Size3.8 acres
Year Built1992
Stories2
Location
CityAllegan
MunicipalityValley Twp
Zip Code49010
CountyAllegan
School DistrictAllegan
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesHigh-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed6/2/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,350
Tax Year2025
Assessed Value$117,254
Parcel #032267501600
Source: SparkMLS
Legal Description
LOT 16 VAY-HUE PENINSULA NO 2 SEC 13 T2N R14W (93) & LOT 17 VAY-HUE PENINSULA NO 2 SEC 13 T2N R14W (93)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Linda Wood
Coldwell Banker Woodland Schmidt
Frequently Asked Questions about 3697 118th Avenue, Allegan, MI 49010
What school district is 3697 118th Avenue, Allegan, MI 49010 in?
Per MLS# 26026640, this property is served by Allegan. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26026640, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026640, the most recent reported annual property tax for 3697 118th Avenue, Allegan, MI 49010 is $3,350 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3697 118th Avenue, Allegan, MI 49010 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3697 118th Avenue, Allegan, MI 49010 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Valley Twp police department or the Allegan County sheriff's office.
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Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3697 118th Avenue, Allegan, MI 49010
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Municipality
Valley Township
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