Sold
371 N Stiles Road, Ludington, MI 49431
Sold on 06/12/2026 for$414,900
MLS # 26013569 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,100 sqftBuilt 195813 acres
1 / 30
Listing Description
Welcome to stunning home located on 13 acres with woods, walking trails, and a barn with a poultry pen. This home features spacious rooms throughout with an outdoor paradise that includes a tiki bar, play equipment, and a place for a garden. Conveniently located near all your needs for shopping, beautiful beaches, and school of choice either Ludington or Mason County Central. Bus stop is located on Johnson and Stiles. All this in a country living setting to entertain from family reunions or a summer barbeque.
Source: SparkMLS
About this home
Located in Ludington, this property offers 4-bedroom, 2-bath, 2,100 sq ft, with original construction dating to 1958.
Final sale price: $414,900 (about $198/sq ft).
Estimated annual property tax: $3,714, or about $310 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,100 sqft
Lot Size13 acres
Year Built1958
Stories2
Location
CityLudington
MunicipalityAmber Twp
Zip Code49431
CountyMason
School DistrictMason Cnty Central
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingBaseboard
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/4/2026
Sold Date6/11/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Concessions$15,000
Source: SparkMLS
Tax Information
Annual Tax$2,212
Tax Year2025
State Equalized Value$143,100
Taxable Value$84,640
Assessed Value$84,640
Homestead (PRE)100%
Parcel #001-016-002-12
Source: Public Records
Legal Description
SPLIT 01/06/2014 FROM 001-016-002-11 NEW 2014 COMM AT NE COR TH S ALG E SEC LINE 325.22 FT TH S 89 DEG 44'47''W 641.30 FT TH S 01 DEG 53'43''E 340.14 FT TH S 89 DEG 44'47''W 674.89 FT TH N 02 DEG 00'13''W ALG E 1/16TH LINE 365.48 FT TH N 89 DEG 32'22''E 295.16 FT TH N 02 DEG 00'13''W 295.16 FT TH 89 DEG 32'22''E ALG N SEC LINE 1022.15 FT TO POB SEC 16 T18N R17W 13 A M/L
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cynthia Bronkema
Coldwell Banker Anchor-Hart
Frequently Asked Questions about 371 N Stiles Road, Ludington, MI 49431
What school district is 371 N Stiles Road, Ludington, MI 49431 in?
Per MLS# 26013569, this property is served by Mason Cnty Central. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26013569, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26013569, the most recent reported annual property tax for 371 N Stiles Road, Ludington, MI 49431 is $2,212 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 371 N Stiles Road, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 371 N Stiles Road, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Amber Twp police department or the Mason County sheriff's office.
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Tax Estimate
$
Annual tax$3,714
Monthly$310
Millage rate25.9562 mills
Municipality: Amber TOWNSHIP
School district: MASON COUNTY CENTRAL SD
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$2,903
Principal & interest$2,594
Property taxes$310
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
371 N Stiles Road, Ludington, MI 49431
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