Under Contract
3776 N Sturgeon Road, Midland, MI 48642
$499,000
MLS # 26019789 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,736 sqftBuilt 201810 acres
1 / 42
Listing Description
If you've been searching for space to roam and room to grow, your dream property has arrived. Set on 10 PRIVATE ACRES, this beautiful four-bedroom, two-and-a-half-bath home offers 1,708 square feet of thoughtfully designed living space. Inside, you'll find quality craftsmanship at every turn--from bamboo hardwood floors and a striking iron staircase to an abundance of natural light pouring through expansive windows. The completely custom kitchen is a true showpiece, featuring a tile backsplash, leathered granite countertops that highlight the stone's natural beauty, maple cabinets with crown molding and overhead lighting, and a massive island with a raised bar for additional seating and a butcher block prep area. Thoughtful touches like a pot filler and a custom hood vent crafted from over 100-year-old reclaimed wood add both charm and functionality. Step out either of the sliding doors to a large wrap around deck offering expansive views of everything nature has to offer.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 1,736 sq ft home in Midland built in 2018.
Listed at $499,000 (about $287/sq ft).
Property tax estimate: $5,368 per year ($447/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,736 sqft
Lot Size10 acres
Year Built2018
Stories2
Location
CityMidland
MunicipalityLarkin Twp
Zip Code48642
CountyMidland
School DistrictMidland
Construction & Systems
StyleCraftsman
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
InteriorCenter Island, Pantry
Sale & Financing
Listed5/3/2026
Original Price$499,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,368
Tax Year2025
Assessed Value$159,892
Parcel #090-008-200-130-00
Source: SparkMLS
Legal Description
SEC 08 T15N R2E COM AT W 1/4 COR, TH N 330 FT, E 1320 FT, S 330 FT, W 1320 FT.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jim Foley
Five Star RE Ludington
Frequently Asked Questions about 3776 N Sturgeon Road, Midland, MI 48642
What school district is 3776 N Sturgeon Road, Midland, MI 48642 in?
Per MLS# 26019789, this property is served by Midland. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26019789, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26019789, the most recent reported annual property tax for 3776 N Sturgeon Road, Midland, MI 48642 is $5,368 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3776 N Sturgeon Road, Midland, MI 48642 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3776 N Sturgeon Road, Midland, MI 48642 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Larkin Twp police department or the Midland County sheriff's office.
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Monthly payment$3,237
Principal & interest$3,237
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3776 N Sturgeon Road, Midland, MI 48642
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