Sold
3794 Woodgate Drive, Traverse City, MI 49686
Sold on 06/12/2026 for$299,900
MLS # 1942040 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 2026
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Listing Description
New Construction Condo Living in Traverse City — Under $300,000 Discover an exceptional opportunity to own brand-new construction in Traverse City at a price point that’s becoming increasingly rare. These thoughtfully designed 2-bedroom condos offer modern comfort, efficient layouts, and long-term value — all under $300K.Inside, you’ll find two generously sized bedrooms, open-concept living spaces, contemporary finishes, and low-maintenance design ideal for full-time living, second homes, or investment potential. New construction means peace of mind, energy efficiency, and minimal upkeep — a major advantage in today’s market. Why Traverse City? Traverse City continues to stand out as one of Northern Michigan’s most desirable and livable communities, offering a lifestyle that rivals high in resort towns yet still captures small town USA Minutes from Grand Traverse Bay, beaches, and waterfront recreation. Close to hiking and biking trails, parks, and year-round outdoor activities. Surrounded by award-winning wineries, breweries, and farm-to-table dining, vibrant downtown with shopping, arts, festivals, and entertainment and Four-season living: boating and golf in summer, skiing and snow sports in winter. Government loans are welcome.
Source: SparkMLS
About this home
Located in Traverse City, this property offers 2-bedroom, 1-bath, with original construction dating to 2026.
Final sale price: $299,900.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Year Built2026
Stories2
Location
CityTraverse City
Zip Code49686
CountyGrand Traverse County
Construction & Systems
HeatingHeat Pump
WaterPublic
SewerPublic
Sale & Financing
Listed2/2/2026
Sold Date6/11/2026
Terms AcceptedCash, Conventional, FHA, Lease Purchase
HOA
HOA Fee$3,300
IncludesLawn/Yard Care, Sewer, Snow Removal, Trash
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Judy Curtice-Porter
REO-TCRandolph-233022
Frequently Asked Questions about 3794 Woodgate Drive, Traverse City, MI 49686
What type of financing is accepted for this listing?
Per MLS# 1942040, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Lease Purchase. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 3794 Woodgate Drive, Traverse City, MI 49686 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3794 Woodgate Drive, Traverse City, MI 49686 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$5,245
Principal & interest$1,945
HOA$3,300
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3794 Woodgate Drive, Traverse City, MI 49686
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