Sold
3803 Derry Drive, St. Joseph, MI 49085
Sold on 08/18/2025 for$565,000
MLS # 25034405 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,052 sqftBuilt 20050.32 acres
1 / 28
About this home
Located in Royalton Township in St. Joseph, this property offers 4-bedroom, 3-bath, 3,052 sq ft, with original construction dating to 2005.
Closed at $565,000 (about $185/sq ft).
Annual property taxes run approximately $5,133 ($428/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,052 sqft
Lot Size0.32 acres
Year Built2005
Stories2
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph Public Schools
Construction & Systems
StyleTraditional
ConstructionBrick, Vinyl Siding
BasementFull
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed7/12/2025
Sold Date8/17/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,133
Tax Year2024
Assessed Value$209,097
Parcel #11-17-1001-0028-00-7
Source: SparkMLS
Legal Description
LOT 28 BEAR LAKE NO 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Joy Schwarting
Century 21 Affiliated
Frequently Asked Questions about 3803 Derry Drive, St. Joseph, MI 49085
Which school district serves 3803 Derry Drive, St. Joseph, MI 49085?
Per MLS# 25034405, 3803 Derry Drive, St. Joseph, MI 49085 is in the St. Joseph Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph Public Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25034405, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3803 Derry Drive, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $5,133 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3803 Derry Drive, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 3803 Derry Drive, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3803 Derry Drive, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3803 Derry Drive, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Monthly payment$3,794
Principal & interest$3,794
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsAT&TDSL
25 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3803 Derry Drive, St. Joseph, MI 49085
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Municipality
Royalton Township
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